Mortgage Lender & Loan Processing Expert

Oregon Coast Bank; Raymond (WA); On-site; USD 65,000 - 95,000; Full time

Job summary

Oregon Coast Bank is seeking a Loan Officer to process loan applications in compliance with bank policies and investor guidelines. You will provide loan support from origination through closing and assist in evaluating commercial and real estate loans.

Responsibilities include negotiating deals with customers, coordinating documentation, appraisals, title work, and post-closing activities, while maintaining strict adherence to regulations.

Qualifications

• High school diploma or equivalent and on-the-job training.
• Previous experience in loan processing, accounting, and servicing strongly desired.
• Computer proficiency at a mid to expert level in Microsoft Office programs; Excel expert level.
• Understanding of commercial banking laws, bank products, services, policies, and procedures.
• Certification or licensing required for state loan officer training.

Responsibilities

• Meets with customers to determine needs and negotiate deals.
• Manages the loan processes including pre-processing, processing, and post-closing.
• Orders documents, appraisals, and financial statements as needed.
• Executes loan documentation and ensures accuracy for consumer and commercial loans.
• Presents credits to Loan Committee for approval.
• Ensures customer service is a top priority and maintains professional interactions.
• Stays current on loan policies and procedures at bank and regulatory levels.

Skills

Excellent verbal and written

Strong organizational skills

Time management

Problem-solving

Multitasking

Interpersonal communication

Education

High school diploma

On-the-job training

State loan officer training/licensing

Tools

Microsoft Office

Excel

Job description

Oregon Coast Bank is seeking a Loan Officer to process loan applications in compliance with bank policies and investor guidelines. You will provide loan support from origination through closing and assist in evaluating commercial and real estate loans.

Responsibilities include negotiating deals with customers, coordinating documentation, appraisals, title work, and post-closing activities, while maintaining strict adherence to regulations.