Mortgage Lender

Bank Of Springfield; Shiloh (IL); On-site; USD 50,000 - 100,000; Full time

Benefits offered by this job

Bonuses

Commissions

Benefits

Job summary

Bank Of Springfield is seeking a Mortgage Lender to originate residential mortgage loans and guide borrowers through the home financing process. The role involves working with clients, realtors, and referral partners to deliver exceptional service and grow lending volume.

Location options include Oallon or Shiloh, with branch assignment determined by candidate suitability. The ideal candidate has knowledge of mortgage products, underwriting guidelines, and loan documentation, plus the ability to

Qualifications

• Bachelor's Degree in Finance, Business or related field or 5+ years mortgage lending experience.
• Knowledge of residential mortgage products, underwriting guidelines, and loan documentation.
• Strong verbal and written communication skills.
• Ability to manage multiple loan files simultaneously and build client relationships.

Responsibilities

• Originate residential mortgage loans (conventional, FHA, VA, etc.).
• Guide applicants from application to closing.
• Analyze borrower financials to determine eligibility.
• Ensure loan applications and docs meet regulatory standards.
• Build relationships with clients, real estate agents, and referral partners.
• Cross-sell bank products to meet client needs.
• Stay current on mortgage lending regulations and market trends.

Skills

Mortgage lending

Credit analysis

Communication

Documentation accuracy

Education

Bachelor's degree or equivalent

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

About the Role:

We are seeking a motivated and detail-oriented professional to join our team as a Mortgage Lender at our Oallon or Shiloh branch (location will be determined based on the selected candidate). In this role, you will be responsible for originating residential mortgage loans, guiding borrowers through the home financing process, and building strong relationships with clients, realtors, and referral partners.

The ideal candidate will have a solid understanding of mortgage products, underwriting guidelines, and loan documentation, along with a commitment to delivering exceptional customer service while identifying opportunities to cross-sell bank products and services.

This position offers an excellent opportunity to contribute to the banks lending growth while helping individuals and families achieve their homeownership goals.

Essential Duties and Responsibilities:

• Originate residential mortgage loans, including conventional, FHA, VA, and other loan programs.
• Guide applicants through the mortgage process from application to closing.
• Analyze borrower financial information, including credit reports, income, and assets, to determine eligibility.
• Ensure loan applications and documentation are accurate, complete, and compliant with regulations.
• Maintain and develop relationships with clients, real estate agents, builders, and other referral sources.
• Cross-sell bank products and services to meet customer needs and support bank growth.
• Provide exceptional customer service while building long-term client relationships.
• Stay current on mortgage lending regulations, guidelines, and market trends.
• Perform other duties as assigned.

Qualifications:

• Bachelors Degree in Finance, Business, or a related field, or a minimum of 5 years of relevant experience in mortgage lending or banking.
• Knowledge of residential mortgage products, underwriting guidelines, and loan documentation.
• Strong understanding of credit analysis, income calculation, and debt-to-income ratios.
• Excellent written and verbal communication skills.
• Strong organizational skills and the ability to manage multiple loan files simultaneously.
• Proven ability to build and maintain relationships with clients and referral partners.

The salary range for this position is $50,000.00 – $100,000.00, depending on experience and qualifications. In addition to base salary, compensation may include bonuses, commissions, benefits, and other incentives.