Mortgage Division & Credit Administration Manager

Bank of the Plains; Salina (KS); On-site; USD 90,000 - 110,000; Full time

Job summary

Bank of the Plains is seeking a Mortgage Division & Credit Administration Manager to lead the mortgage lending activities from application to closing, ensuring compliance with investors, regulators, and bank policies. This on-site role in Salina, KS will drive profitability and maintain loan quality while coordinating with the Chief Credit Officer on pricing models and strategic initiatives.

The position requires cross-training across credit administration functions, managing third-party

Qualifications

• At least five years' previous loan administration or mortgage loan administration experience.
• Experience with Encompass and the FHLB Mortgage Partnership Finance Program is a plus.

Responsibilities

• Oversee all aspects of the mortgage lending activities, including production, operations, monitoring, and compliance.
• Manage mortgage loan division processes from application to closing.
• Develop a Loan Pricing Model aligned with profitability goals and board approval.
• Maintain high credit quality standards for mortgage lending products.
• Serve as Encompass administrator and manage mortgage website content.
• Oversee 3rd party relationships and online application processing.
• Provide cross-training across credit administration functions and participate in industry groups.

Skills

Mortgage lending

Loan administration

Regulatory compliance

Cross-functional collaboration

Tools

Encompass

Mortgage Partnership Finance Program (MPF)

Job description

Role Description

The Mortgage Division & Credit Administration Manager is a full-time, on-site role based in Salina, KS. This role oversees and manages the mortgage loan division from the application to closing phase to ensure that the bank is compliant with all investors, regulatory and bank policies. Any other credit administration duties assigned.

Essential Functions

Oversee all aspects of the Bank's mortgage lending activities, including production, operations, secondary marketing, monitoring the quality control submissions and reporting, and compliance.

Understand and assist with processing all Consumer Mortgage Loans. This includes all 1 st Mortgage, 2 nd Mortgage, Bridge, Construction and HELOC loans.

Preform all mortgage pre-close documentation reviews.

Achieve the mortgage division's financial performance and profitability goals.

Collaborate with the Chief Credit Officer to develop a Loan Pricing Model that is consistent with the bank's profitability goals and is Board approved.

Maintains high credit quality standards for the Bank's mortgage lending products.

Administrator for Encompass software.

Manage the content of the Mortgage website.

Manage all mortgage 3 rd party relationships.

Manage the online application processes and assign applications to lenders as needed.

Ensure mortgage lending coverage for all branch locations.

Establish an ongoing and effective training program.

Develop strategic initiatives and strategic relationships to expand the Bank's mortgage lending activities.

Interact with Bank officers and employees for any cross-selling opportunities.

Ensures compliance with all applicable laws and regulations.

Expected to be fully cross training in credit administration functions.

Represents the Bank with industry groups and industry conferences.

Maintains good working relationships with regulatory agencies and investors.

Design and maintain a division organization chart that is scalable to grow with the division, so that proper staffing is maintained.

Qualifications

• At least five years' previous loan administration or mortgage loan administration experience.
• Experience with Encompass and the FHLB's Mortgage Partnership Finance Program is a plus.

Bank Of The Plains is an Equal Opportunity Employer.