Mortgage Consultant

Prosperity-Home-Mortgag; Ridgefield (CT); On-site; USD 70,000 - 110,000; Full time

Job summary

Prosperity Home Mortgage is seeking a Mortgage Consultant to guide families through the home financing journey and build lasting relationships in your local community.

You'll work with an Area Sales Leader, provide comprehensive consultations on mortgage programs, and manage the full application process from contact to closing. A strong track record in mortgage sales and an active NMLS license are essential.

Qualifications

• Bachelor's degree or equivalent combination of education and experience.
• Minimum 2 years of mortgage industry experience.
• Valid NMLS license is required.
• Proficiency with social media for networking and business development.
• Willingness to travel within your local market area.
• Strong communication skills for phone and email client interaction.
• Strong analytical skills for evaluating financial and credit data.
• Results-driven with a track record of meeting/exceeding targets.
• Natural relationship-builder with diverse clients.

Responsibilities

• Drive business growth by promoting the Prosperity Home Mortgage brand through realtors, builders, and partnerships.
• Provide expert guidance on residential mortgage programs, rates, and policies; analyze financials to tailor loan solutions.
• Serve as primary contact through the loan process, coordinating with processing and closing teams.
• Maintain high standards for quality, accuracy, and regulatory compliance.

Skills

Communication skills

Analytical skills

Relationship-building

Willingness to travel

Education

Bachelor's degree or equivalent

NMLS license

Job description

Are you passionate about helping families achieve their homeownership dreams? Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community.

About This Opportunity

As a Mortgage Consultant with Prosperity Home Mortgage, you'll be at the forefront of the home financing journey, guiding clients through one of life's most significant financial decisions. Working closely with our Area Sales Leader, you'll leverage your expertise to connect families with the perfect mortgage solutions while building lasting relationships that drive both personal and company success.

What You'll Do

Drive Business Growth

• Champion the Prosperity Home Mortgage brand across diverse channels including realtors, builders, and innovative nontraditional partnerships
• Establish a commanding presence in your local market, becoming the go-to mortgage expert in your community
• Exceed personal production targets while contributing to overall market share and branch profitability

Deliver Expert Guidance

• Provide comprehensive consultation on our full spectrum of residential mortgage programs, rates, and policies
• Conduct detailed financial and credit analyses to recommend tailored loan solutions that meet each client's unique needs
• Present clear rate and point options while managing the complete application process from initial contact to closing

Ensure Exceptional Client Experience

• Serve as the primary point of contact throughout the entire loan process, coordinating seamlessly with processing and closing teams
• Set realistic expectations by clearly communicating policies, procedures, and timelines
• Maintain proactive communication to keep clients informed at every stage of their loan journey
• Track loan status and ensure all documentation requirements are met for smooth, timely closings

Maintain Excellence Standards

• Uphold company standards for quality, accuracy, and fall-out rates
• Stay compliant with all industry regulations and federal/state laws
• Participate in ongoing mortgage product and sales training to remain at the cutting edge of industry best practices

What We're Looking For

Education & Experience

• Bachelor's degree or equivalent combination of relevant experience and education
• Minimum 2 years of mortgage industry experience demonstrating proven success

Professional Requirements

• Valid NMLS license (required)
• Proficiency with social media platforms for networking and business development
• Willingness to travel within your local market area

Skills That Set You Apart

• Exceptional communication abilities with extensive experience in phone and email client interaction
• Strong analytical skills for evaluating financial and credit data
• Results-driven mindset with a track record of meeting and exceeding targets
• Natural relationship-builder with the ability to connect with diverse clientele

Why Choose Prosperity Home Mortgage?

Professional Growth: Access comprehensive training programs and stay ahead of industry trends while working alongside experienced professionals who are invested in your success.

Community Impact: Play a vital role in helping families and individuals achieve their homeownership goals while building meaningful connections in your local market.

Supportive Environment: Benefit from the guidance of experienced Area Sales Leaders and collaborative teams dedicated to your professional development.

Inclusive Culture: Join a workplace committed to diversity, equity, and inclusion where every team member is valued and respected.

Ready to Make a Difference?

If you're ready to combine your mortgage expertise with a passion for helping others achieve their dreams, we want to hear from you. At Prosperity Home Mortgage, you'll find the support, resources, and opportunities needed to build a rewarding career while making a lasting impact in your community.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.

Qualifications

Skills

Behaviors

Motivations

Education

Experience

Licenses & Certifications

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.