Mortgage Consultant

Prosperity-Home-Mortgag; Cupertino (CA); On-site; USD 25,000 - 39,000; Full time

Benefits offered by this job

Hourly wage

Commission plan

Equal Opportunity Employer

Job summary

Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and help families navigate the home financing journey in their local community.

You will guide clients through loan options, analyze finances, present rate and option choices, and coordinate the complete application process from initial contact to closing, while building lasting relationships with realtors and partners.

Qualifications

• Bachelor's degree or equivalent experience requested.
• Minimum 2 years in mortgage industry with proven success.
• Valid NMLS license required.
• Proficiency with social media for networking and business development.
• Willingness to travel within your local market area.

Responsibilities

• Drive business growth by representing the Prosperity Home Mortgage brand through realtors, builders and partnerships.
• Provide consultative guidance on residential mortgage programs, rates, and policies.
• Lead the loan process from initial contact to closing, coordinating with processing and closing teams.
• Maintain high standards of quality, accuracy, and regulatory compliance.

Skills

Communication

Analytical thinking

Results driven

Relationship building

Education

Bachelor's degree

Job description

Are you passionate about helping families achieve their homeownership dreams? Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community.

About This Opportunity

As a Mortgage Consultant with Prosperity Home Mortgage, you'll be at the forefront of the home financing journey, guiding clients through one of life's most significant financial decisions. Working closely with our Area Sales Leader, you'll leverage your expertise to connect families with the perfect mortgage solutions while building lasting relationships that drive both personal and company success.

What You'll Do

Drive Business Growth

• Champion the Prosperity Home Mortgage brand across diverse channels including realtors, builders, and innovative nontraditional partnerships
• Establish a commanding presence in your local market, becoming the go-to mortgage expert in your community
• Exceed personal production targets while contributing to overall market share and branch profitability

Deliver Expert Guidance

• Provide comprehensive consultation on our full spectrum of residential mortgage programs, rates, and policies
• Conduct detailed financial and credit analyses to recommend tailored loan solutions that meet each client's unique needs
• Present clear rate and point options while managing the complete application process from initial contact to closing

Ensure Exceptional Client Experience

• Serve as the primary point of contact throughout the entire loan process, coordinating seamlessly with processing and closing teams
• Set realistic expectations by clearly communicating policies, procedures, and timelines
• Maintain proactive communication to keep clients informed at every stage of their loan journey
• Track loan status and ensure all documentation requirements are met for smooth, timely closings

Maintain Excellence Standards

• Uphold company standards for quality, accuracy, and fall-out rates
• Stay compliant with all industry regulations and federal/state laws
• Participate in ongoing mortgage product and sales training to remain at the cutting edge of industry best practices

What We're Looking For

Education & Experience

• Bachelor's degree or equivalent combination of relevant experience and education
• Minimum 2 years of mortgage industry experience demonstrating proven success

Professional Requirements

• Valid NMLS license (required)
• Proficiency with social media platforms for networking and business development
• Willingness to travel within your local market area

Skills That Set You Apart

• Exceptional communication abilities with extensive experience in phone and email client interaction
• Strong analytical skills for evaluating financial and credit data
• Results-driven mindset with a track record of meeting and exceeding targets
• Natural relationship-builder with the ability to connect with diverse clientele

Why Choose Prosperity Home Mortgage?

Professional Growth: Access comprehensive training programs and stay ahead of industry trends while working alongside experienced professionals who are invested in your success.

Community Impact: Play a vital role in helping families and individuals achieve their homeownership goals while building meaningful connections in your local market.

Supportive Environment: Benefit from the guidance of experienced Area Sales Leaders and collaborative teams dedicated to your professional development.

Inclusive Culture: Join a workplace committed to diversity, equity, and inclusion where every team member is valued and respected.

Compensation will be an hourly rate of $18.70 plus a generous commission plan.

Ready to Make a Difference?

If you're ready to combine your mortgage expertise with a passion for helping others achieve their dreams, we want to hear from you. At Prosperity Home Mortgage, you'll find the support, resources, and opportunities needed to build a rewarding career while making a lasting impact in your community.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.