Mortgage Consultant

Prosperity-Home-Mortgag; Cincinnati (OH); On-site; USD 60,000 - 95,000; Full time

Job summary

Prosperity Home Mortgage is seeking a Mortgage Consultant to join our local team and help families achieve homeownership. You will partner with the Area Sales Leader to drive growth and deliver tailored mortgage solutions.

Responsibilities include consulting on a full range of mortgage programs, analyzing finances, explaining rate options, and guiding clients through the application to closing process. Travel within the local market is expected to build strong community presence.

Qualifications

• Excellent communication skills for phone and email interactions.
• Strong analytical skills to evaluate financial and credit data.
• Proven ability to build relationships and meet/exceed targets.

Responsibilities

• Drive business growth by expanding brand presence with realtors, builders and partnerships.
• Provide expert guidance on residential mortgage programs, rates and policies; analyze client needs and propose tailored loan solutions.
• Manage end-to-end loan process from initial contact to closing with clear communication and timelines.
• Maintain adherence to quality standards and stay compliant with industry regulations.

Skills

Communication

Analytical thinking

Relationship building

Target driven

Education

Bachelor's degree

Job description

Are you passionate about helping families achieve their homeownership dreams? Prosperity Home Mortgage is seeking a dynamic Mortgage Consultant to join our growing team and make a meaningful impact in your local community.

About This Opportunity

As a Mortgage Consultant with Prosperity Home Mortgage, you'll be at the forefront of the home financing journey, guiding clients through one of life's most significant financial decisions. Working closely with our Area Sales Leader, you'll leverage your expertise to connect families with the perfect mortgage solutions while building lasting relationships that drive both personal and company success.

What You'll Do

Drive Business Growth

• Champion the Prosperity Home Mortgage brand across diverse channels including realtors, builders, and innovative nontraditional partnerships
• Establish a commanding presence in your local market, becoming the go-to mortgage expert in your community
• Exceed personal production targets while contributing to overall market share and branch profitability

Deliver Expert Guidance

• Provide comprehensive consultation on our full spectrum of residential mortgage programs, rates, and policies
• Conduct detailed financial and credit analyses to recommend tailored loan solutions that meet each client's unique needs
• Present clear rate and point options while managing the complete application process from initial contact to closing

Ensure Exceptional Client Experience

• Serve as the primary point of contact throughout the entire loan process, coordinating seamlessly with processing and closing teams
• Set realistic expectations by clearly communicating policies, procedures, and timelines
• Maintain proactive communication to keep clients informed at every stage of their loan journey
• Track loan status and ensure all documentation requirements are met for smooth, timely closings

Maintain Excellence Standards

• Uphold company standards for quality, accuracy, and fall-out rates
• Stay compliant with all industry regulations and federal/state laws
• Participate in ongoing mortgage product and sales training to remain at the cutting edge of industry best practices

What We're Looking For

Education & Experience

• Bachelor's degree or equivalent combination of relevant experience and education
• Minimum 2 years of mortgage industry experience demonstrating proven success

Professional Requirements

• Valid NMLS license (required)
• Proficiency with social media platforms for networking and business development
• Willingness to travel within your local market area

Skills That Set You Apart

• Exceptional communication abilities with extensive experience in phone and email client interaction
• Strong analytical skills for evaluating financial and credit data
• Results-driven mindset with a track record of meeting and exceeding targets
• Natural relationship-builder with the ability to connect with diverse clientele

Why Choose Prosperity Home Mortgage?

Professional Growth: Access comprehensive training programs and stay ahead of industry trends while working alongside experienced professionals who are invested in your success.

Community Impact: Play a vital role in helping families and individuals achieve their homeownership goals while building meaningful connections in your local market.

Supportive Environment: Benefit from the guidance of experienced Area Sales Leaders and collaborative teams dedicated to your professional development.

Inclusive Culture: Join a workplace committed to diversity, equity, and inclusion where every team member is valued and respected.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non‑merit based factors and characteristics protected by applicable federal, state, or local law.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.