Mortgage Consultant

Stanford Federal Credit Union; Palo Alto (CA); On-site; USD 69,000 - 70,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Education reimbursement

Paid time off

Employee discounts

Job summary

Stanford Federal Credit Union in Palo Alto seeks a Mortgage Consultant to drive residential lending growth. You will originate quality loan opportunities, leverage outside referrals, and confidently offer solutions that fit member needs.

Work with Operations to ensure smooth processing, stay in touch with members and Realtors throughout the loan process, and participate in community activities to raise SFCU's visibility.

Qualifications

• 5–8 years of mortgage experience.
• Knowledge of credit union products and services.
• Expertise in nonconforming, Fannie Mae and investor policies.
• College degree and/or specialized certifications or licensing training.

Responsibilities

• Generate quality loan originations via outside sales and referrals.
• Participate in community activities to raise SFCU mortgage awareness.
• Partner with Operations to ensure smooth processing and document collection.
• Maintain contact with members and Realtors throughout the loan process.

Skills

Sales experience

Mortgage knowledge

Interpersonal skills

Member service oriented

Education

College degree or licensing coursework

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Consultant

Residential Lending Full Time Sales Palo Alto, CA, US

Salary Range: $50.00 To $50.48 Hourly

Mortgage Consultant Opportunity at Stanford Federal Credit Union!

We're on a mission to improve financial lives! If you're a high-energy, compassionate, and collaborative individual with a desire to make a difference, we encourage you to consider joining our SFCU team! Members really do come first at Stanford FCU because we're non-profit and owned by our members. Our members work for Stanford University or some of the most innovative companies in Silicon Valley- and we provide them with the most generous financial benefits in our industry.

Stanford FCU is a $4.5 billion company with a global reach of over 90,000 members in 90 countries and growing! Come grow with us and see what it's like to work for a Bay Area Top Workplace. As our CEO says, "we work hard, and we play hard", and we need your help to improve even more financial lives!

Who YOU are:

• A highly motivated, positive, outgoing, influential personality with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities with members.
• Fully knowledgeable of all credit union products and services and will be able to confidently offer appropriate solutions to fit member's needs.
• Expertise in nonconforming, Fannie Mae and other approved Investor(s) policies, procedures and program knowledge.
• Have five years to eight years of similar mortgage experience.
• Combination of college and or specialized certifications or licensing training courses.

What YOU'LL do:

• Generating quality loan originations utilizing outside sales efforts and external referral sources. Use strong interpersonal skills and influence to consistently achieve sales goals.
• Active participation in selective credit union/community activities to build awareness of SFCU brand for mortgage loans and other financial products may be required as needed.
• Partner with Operations team to ensure the seamless processing of the loan to include obtaining any needed documents from the members and any additional information needed by the Processors and/or Underwriters once the file is reviewed.
• Keep in contact with the members and Referral sources, such as Realtors, throughout the loan process.

Some of our benefits for YOU:

• 100% paid employee medical, dental, vision, life/AD&DD and short-term disability insurance for the employee; 50% paid for dependents
• Employer 401(k) matching up to 5% plus additional annual discretionary contributions
• Education reimbursement up to $5,200/year
• Employee recognition program with cash incentives
• Commuter Toll reimbursement $100-$200/month (based on position)
• Wellness Benefits up to $1,200 per year
• Paid Sick Time accrues at two weeks per year
• Paid Vacation Time accrues at three weeks per year
• Paid Federal banking holidays (approximately 11 per year)
• Ongoing training and education, seminars, and conferences
• Loan rate discounts on some products (vehicle, mortgage and HELOC loans)
• Waived fees and deposit bonuses on Stanford FCU accounts
• Employee Assistance Program with free benefits like counseling, help finding legal assistance and day care resources

Stanford Federal Credit Union provides competitive pay ranges based on factors such as (but not limited to) the scope and responsibilities, qualifications needed for the position and external market pay for comparable positions.

Please Note: SFCU does not provide work visa sponsorship or accept visa transfers for any positions.

Stanford Federal Credit Union is an equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities.