Mortgage Compliance analyst

Digital Risk; Los Ojos (NM); On-site; USD 42,000 - 54,000; Full time

Job summary

Digital Risk Inc. is seeking individuals with TRID and NPL compliance experience to support auditing and risk mitigation services for originators, issuers, and portfolio managers.

The role focuses on quality assurance, due diligence, and servicing surveillance within a fast-paced environment. Responsibilities include data entry, reviewing Loan Estimates and Closing Disclosures, and verifying TIL, HUD-1 fees, and ECOA compliance.

Qualifications

• High school diploma or equivalent required.
• Experience with TRID compliance and loan disclosures preferred.
• Strong problem-solving and time-management skills required.

Responsibilities

• Data entry and document screening for accuracy.
• Run Compliance Ease auditing system to ensure compliance.
• Review Loan Estimates and Closing Disclosures for accuracy and compliance.
• Verify TIL and HUD-1 fees for compliance and reasonableness.
• Ensure ECOA requirements are met and documented.
• Maintain productivity and meet deadlines in a fast-paced environment.

Skills

Data entry

Auditing system

Loan estimates review

Closing disclosures review

TIL compliance

HUD-1 review

ECOA compliance

PC skills

Troubleshooting

Deadline management

Education

High school or equivalent

Job description

Company Description

Digital Risk is seeking individuals who have post-closing TRID and NPL compliance experience to work with a team of client service professionals in providing leading risk mitigation services to originators, issuers, investment banks, investors and portfolio manager. Services include, but are not limited to, the areas of Quality Assurance, Due Diligence, Portfolio Management, Asset Recovery and Servicing Surveillance. Responsibilities include understanding and delivering upon client expectations. Successful candidates will be driven, goal oriented team players. This position will support a team of Auditing Professionals in providing leading risk mitigation services to clients.

Job Description

Job description:

Essential Job Functions

• Data entry
• Run Compliance Ease auditing system
• Review and assess Loan Estimates
• Review and assess Closing Disclosures
• Review and verify TIL for compliance
• Review and verify HUD-1 for allowable fees
• Understand review and verify all ECOA requirements for compliance
• Regular attendance and punctuality

Requirements

• Must be familiar with New TRID requirements
• Understanding of Loan Estimate and Closing Disclosure
• Experience with TIL, FNMA 5%, High Cost Testing, and HUD-1 Fees for NPL
• In depth knowledge of standard document verification practices and procedures
• Work well within timeframes and team commitments
• Strong PC and technical skills required
• Goal driven, team player
• Strong work ethic and flexibility in a fast paced environment
• Processing experience a plus
• Strong problem solving and troubleshooting skills

Job Environment

• Fast-paced daily work output
• Possible long hours/overtime

Required skills

• The ability to work under stressful situations
• The ability to establish priorities quickly as circumstances dictate
• Ability to manage large caseloads with tight deadlines
• Work with direct supervision

Qualifications

• High school or equivalent (Required)

Additional Information

All your information will be kept confidential according to EEO guidelines.