Compliance Analyst

Champions Funding LLC; United States; Vor Ort; USD 65.000 - 90.000; Vollzeit

Zusammenfassung

Champions Funding LLC is seeking a Mortgage Compliance Auditor to review loan files for TRID and regulatory compliance. You will assist with examinations, manage exam responses, and coordinate corrective actions with cross-functional teams in a fast-paced environment.

Ideal candidates bring 3–5 years of mortgage operations experience, TRID audit proficiency, and strong analytical skills. Proficiency with Encompass LOS is preferred, and the role emphasizes meticulous documentation and timely

Qualifikationen

• 3–5 years in mortgage lending or related mortgage operations.
• Experience conducting TRID audits.
• Experience with Encompass LOS.
• Exam management or regulatory examination support preferred.
• Knowledge of TRID and mortgage disclosures.
• Experience identifying compliance discrepancies and coordinating corrective actions.
• Excellent written and verbal communication.
• Strong analytical and organizational skills.
• Ability to manage multiple requests and deadlines.
• Ability to work independently in a fast-paced team environment.

Aufgaben

• Conduct TRID audits to evaluate loan files for disclosure timing, accuracy, and regulatory requirements.
• Review mortgage loan files to identify compliance issues and corrective actions.
• Assist with regulatory examinations by gathering documentation and coordinating responses.
• Support exam management activities including tracking requests and deadlines.
• Collaborate with compliance, underwriting, closing, and operations to resolve findings.
• Monitor outstanding audit findings and ensure timely follow-up.
• Maintain records of audit results, materials, and corrective actions.
• Identify trends and opportunities to improve compliance procedures.
• Maintain knowledge of mortgage regulations, including TRID requirements.
• Use Encompass LOS to review loan information and support auditing.
• Assist Compliance with audits, reporting, and regulatory initiatives.

Kenntnisse

Attention to detail

Regulatory knowledge

Communication skills

Analytical thinking

Multitasking

Tools

Encompass LOS

Jobbeschreibung

Responsibilities

• Conduct TRID audits to evaluate loan files for compliance with applicable disclosure timing, accuracy, and regulatory requirements.
• Review mortgage loan files and supporting documentation to identify potential compliance issues, discrepancies, and areas requiring corrective action.
• Assist with regulatory examinations, audits, and compliance reviews by gathering documentation, organizing records, and coordinating responses to information requests.
• Support exam management activities, including tracking requests, monitoring deadlines, maintaining documentation, and following up with relevant departments.
• Collaborate with compliance, underwriting, closing, and operations teams to research and resolve compliance-related questions and findings.
• Monitor outstanding audit findings and compliance requests to ensure timely follow-up and resolution.
• Maintain accurate records of audit results, examination materials, compliance findings, and corrective actions.
• Assist with identifying trends, recurring issues, and opportunities to improve compliance procedures and operational processes.
• Maintain a working knowledge of applicable mortgage regulations, including TRID requirements, and support adherence to internal policies and procedures.
• Utilize Encompass LOS to review loan information, access documentation, and support compliance auditing activities.
• Support the Compliance team with additional audits, reporting, documentation, and regulatory initiatives as needed.

Requirements

• Required: 3–5 years of experience in mortgage lending, mortgage compliance, loan auditing, or a related mortgage operations role.
• Experience conducting TRID audits and reviewing mortgage loan files for regulatory compliance.
• Experience with Encompass LOS and familiarity with wholesale mortgage lending.
• Exam management or regulatory examination support experience preferred.
• Knowledge of TRID requirements, mortgage disclosures, and applicable federal mortgage regulations.
• Experience identifying compliance discrepancies, documenting findings, and coordinating corrective actions.
• Excellent written and verbal communication skills with the ability to collaborate across multiple departments.
• Strong analytical, organizational, and problem-solving skills with exceptional attention to detail.
• Ability to manage multiple requests, prioritize competing deadlines, and maintain accurate documentation.
• Ability to work independently while contributing effectively to a fast-paced, team-oriented environment.