Mortgage Broker

Rebel Mortgage; California; Hybrid; USD 84,000 - 162,000; Full time

Benefits offered by this job

Corporate discounts

Industry training (VericoUniversity)

In-house lender support

Job summary

Rebel Mortgage Ltd is seeking a proactive Mortgage Agent to grow our residential mortgage business through referrals from real estate agents, financial professionals, and online channels. Leverage our lender network and mentoring to close loans efficiently.

You will qualify clients, explain loan options, and work with borrowers to secure mortgage solutions while navigating regulatory requirements in a dynamic, fast-paced environment.

Qualifications

• 3+ years of sales experience, preferably in banking or mortgage sectors.
• Experience in mortgage underwriting with lenders preferred.
• Strong understanding of mortgage lending, regulations and underwriting.
• Excellent communication with lenders, agents, and clients.
• Ability to work independently and manage multiple CRM tasks.

Responsibilities

• Expand residential mortgage business through referrals from real estate agents, legal professionals, financial advisors, social media, and influencers.
• Qualify client mortgage needs and recommend suitable solutions.
• Close mortgage loans with borrowers.
• Explain loan options and rates to clients.
• Research mortgage rates and identify best options for borrowers.
• Maintain CRM and stay compliant with lender policies.

Skills

Mortgage sales

Self-starter

Problem solver

Tech savvy

Tools

Finmo

Filogix

CRM

Outlook

Excel

Job description

Are you prepared to embark on a new chapter as a Mortgage Broker, or are you seeking to advance from an Agent Level 2 position to the esteemed role of Broker? Whether you are contemplating a transition to a new brokerage or aspiring to establish your own team, consider partnering with Rebel Mortgage. Benefit from innovative strategies and state-of-the-art solutions, while receiving unparalleled support and training. Join our dynamic brokerage, offering exceptional perks and abundant avenues for professional development, all under the tutelage of seasoned mentors. We are in search of committed and proficient individuals to join our ranks.

This role demands a blend of creativity and precision, pushing you to think creatively. We are seeking a proactive individual with a strong determination to get things done and exceptional problem-solving abilities.

As a Mortgage Agent, your responsibilities will include expanding our residential mortgage business through various referral sources like real estate agents, legal professionals, financial advisors, social media platforms, and key influencers, with the objective of attracting new clients.

Are you an ambitious go-getter who enjoys the excitement of each day being unique?

• Flexible to work varying hours, potentially on weekends and evenings?
• Do you find fulfillment in leading mortgage workshops or devising your own marketing initiatives?
• Do you thrive on expanding business opportunities and connecting with the community?

Then this just might be the role for you!

Customer Relationship

Personal Evolution

Autonomy

Administrative Work

Technical Expertise

Receive support from the industry’s best!

Looking to elevate your career as a mortgage broker with a supportive team by your side? Look no further than Rebel Mortgage! Our team of experienced professionals is committed to your success, providing you with the necessary tools and resources to close more deals.

With access to our wide network of 94+ lenders and cutting-edge support systems, we will help you unlock your full potential, whether you're a seasoned pro or just starting out.

• Qualify the clientsmortgage needs
  
• Being a driven, self-starter, problem-solver,organized and a goodcommunicator.
  
• Being proficient with technology and the ability to work efficiently and effectively within a PC-based environment using multiple software platforms
• Close mortgage loans with borrowers
• Speak to borrowers and explain the differences between mortgage/HELOC loan options.
• Research mortgage rates and determine the best rate for borrowers.
• Identify their needs and financial goals of clients.
• Explain the loan process to prospective borrowers.
• Work directly with clients to obtain a new mortgage, refinance an existing loan, or obtain a second mortgage, HELOC etc.
  

Must HaveQualifications:

• Ideally 3+ years of experience in sales, preferably within Banking sector as: financial advisor, or bank mobile mortgage specialist.
  
• Previous experience in mortgage underwriting with a private lender, Bank, or Alt-A/B lender preferred.
• Solid understanding of mortgage lending practices, regulations, and underwriting principles.
• Effective communication skills for interacting with various stakeholders, lenders, agents, principal broker.
• Ability to work independently and manage multiple tasks effectively. as well as updating CRM Portals.
• Proficiencyusing relevant software tools, Finmo, Filogix, CRM, Outlook, OneDrive, Excel etc.
• Strong attention to detail and accuracy in reviewing documents.
• Valid work permit forCanada

A snapshot of a typical week:

• Provide advice and solutions to clients to meet their individual needs, and financial goals.
  
• Complete and assess mortgage applications, perform credit checks, searches, and other related underwriting requirements
• Ensure mortgage applications meet compliance requirements and adhere to lender policies and guidelines
• Perform due diligence on all underwriting-related documentation
• Review prepared Signature and Compliance packages
• Correspond with clients' lawyers and appraisers to ensure efficient workflow to coincide with closing dates
• Stay up to date with the processing requirements and ensure loan submission follows the required steps and processes
• Collaborate and build relationships with lenders, brokers, and agents within brokerage.
  

What's great aboutRebel?

• Great team of skilledprofessionals, in a friendly and relaxedculture
• No stupid tools to use, no rigid working hours
• No wastedtime fromcommuting, real responsibilities and autonomy
• Expand your knowledge of variousmortgage solutions
• Create solutionsthat will help your clientson their financial goals
• Real responsibilities and challenges in a fast paced, and evolving company

Job Types: Full-time, and Part-time
Pay: Commission, Plus Bonuses

This role is 100% commission pay structure, which puts your future in your own hands! There is also no Cap on how much you can earn or make.

Company Perks

Corporate Discounts from Companies Like Goodlife Fitness, Rogers, Bell, Staples, Starbucks, as well as exclusive Client Discounts at The Brick.

Agent Training

Free state-of-the-art industry training for new and experienced agents through VericoUniversity, combined with excellent, live in-house training sessions by the Principal Broker, and Lenders.

Income Earning

Our agents earn well above the industry standard,Earn as much as 5X more than the average mortgage agent in annual income through finder’s fees, mortgage volume, and efficiency bonuses.

Agent Support

Lean on full-service in-house support for all areas of your business, including compliance, administration, payroll, marketing, social media, and more.

Our agents earn well above the industry standard.

$128k

Average income of a Mortgage Broker in Canada*

$118k

Average income of a
Bank Mortgage Specialist*

$229k+

Average income of an
Rebel MortgageBroker

*incomes as reported by third parties such as Glassdoor, Indeed, LinkedIn etc.