Licensed Mortgage Broker/Agent:

Rebel Mortgage; California; Hybrid; USD 60,000 - 150,000; Full time

Benefits offered by this job

Corporate discounts

VericoUniversity training

In-house lender support

Job summary

Rebel Mortgage Ltd. seeks motivated Mortgage Agents/Brokers to oversee mortgage deals from underwriting to closing, collaborating with the Principal Broker to optimize approvals and minimize risk.

The role emphasizes proactive client engagement, deal structuring, and fast response times to grow the residential mortgage business. Ideal candidates will cultivate referral networks, conduct workshops or marketing initiatives, and thrive on autonomy while meeting regulatory standards.

Qualifications

• Licence/Certification: FSRA Mortgage Agent Licence - Agent Level 1 or 2, or Broker Licence.
• 3+ years of experience as a Mortgage Underwriter, preferably within a Brokerage.
• Experience in mortgage underwriting with private lenders, banks, or Alt-A/B lenders.
• Solid understanding of mortgage lending practices, regulations, and underwriting principles.
• Excellent communication with lenders, agents, and clients; able to work independently.

Responsibilities

• Provide advice and solutions to clients to meet their individual needs and update stakeholders.
• Complete and assess mortgage applications, perform credit checks, and underwriting requirements.
• Ensure compliance with lender policies and guidelines.
• Prepare Signature and Compliance packages.
• Coordinate with clients' lawyers and appraisers to align closing dates.
• Maintain up-to-date processing requirements and submit loan packages accordingly.
• Collaborate with lenders, brokers, and agents within the brokerage.

Skills

Self-starter

Problem solver

Organized

Strong communicator

Education

FSRA Mortgage Agent License (Agent Level 1/2) or Broker Licence

Tools

Finmo

Filogix

CRM

Excel

Job description

If you're ready to join a rapidly expanding brokerage, this is your opportunity to excel! We are searching for highly motivated Mortgage Agents and Brokers, or Bank Mortgage Specialists looking for a change, who can oversee mortgage deals, underwriting, and approval processes to help drive business growth!

Collaborating with our Principal Broker, as a new or seasoned Mortgage Agent or Mortgage Broker, you will be instrumental in securing deals. In this role, you will be skilled at advising and structuring deals to optimize approval rates, providing exceptional response times, and enhancing efficiency in the process while minimizing risks for clients on their mortgages, all while maintaining compliance standards.

This role demands a blend of creativity and precision, pushing you to think creatively. We are seeking a proactive individual with a strong determination to get things done and exceptional problem-solving abilities.

As a Mortgage Agent or Broker, you will be responsible for cultivating relationships with various referral sources such as real estate agents, legal professionals, financial advisors, social media platforms, and key influencers to drive the growth of our residential mortgage business and attract new clients.

Are you an ambitious go-getter who enjoys the excitement of each day being unique?

• Flexible to work varying hours, potentially on weekends and evenings?
• Do you find fulfillment in leading mortgage workshops or devising your own marketing initiatives?
• Do you thrive on expanding business opportunities and connecting with the community?

Then this just might be the role for you!

Customer Relationship

Personal Evolution

Autonomy

Administrative Work

Technical Expertise

Receive support from the industry’s best!

Looking to elevate your career as a mortgage broker with a supportive team by your side? Look no further than Rebel Mortgage! Our team of experienced professionals is committed to your success, providing you with the necessary tools and resources to close more deals.

With access to our wide network of 94+ lenders and cutting-edge support systems, we will help you unlock your full potential, whether you're a seasoned pro or just starting out.

• Being a driven, self-starter, problem-solver, and organized great communicator.
  
• Being proficient with technology and the ability to work efficiently and effectively within a PC-based environment using multiple software platforms
  
• Qualify the customer needs
• Close mortgage loans with borrowers
• Speak to borrowers and explain the differences between mortgage loan options.
• Research mortgage rates and determine the best rate for borrowers.
• Discuss with prospective borrowers, and the agents in order to identify their needs and financial goals.
• Explain the loan process to prospective borrowers.
• Work directly with clients to obtain a new mortgage, refinance an existing loan, or obtain a second mortgage, HELOC etc.
  

Must HaveQualifications:

• Licence/Certification: FSRA Mortgage Agent License- Agent Level 1 , 2, or Broker Licence.
• 3+ years of experience as a Mortgage Underwriter, preferably within a Brokerage.
  
• Previous experience in mortgage underwriting with a private lender, Bank, or Alt-A/B lender preferred.
• Solid understanding of mortgage lending practices, regulations, and underwriting principles.
• Effective communication skills for interacting with various stakeholders, lenders, agents, principal broker.
• Ability to work independently and manage multiple tasks effectively. as well as updating CRM Portals.
• Proficiency in data analysis using relevant software tools, Finmo, Filogix, CRM, Excel etc.
• Strong attention to detail and accuracy in reviewing documents.
• Valid work permit forCanada

A snapshot of a typical week:

• Provide advice and solutions to clients to meet their individual needs, and update Agents/Brokers/Clients.
  
• Complete and assess mortgage applications, perform credit checks, searches, and other related underwriting requirements
  
• Ensure mortgage applications meet compliance requirements and adhere to lender policies and guidelines
• Perform due diligence on all underwriting-related documentation
  
• Prepare Signature and Compliance packages
• Correspond with clients' lawyers and appraisers to ensure efficient workflow to coincide with closing dates
• Stay up to date with the processing requirements and ensure loan submission follows the required steps and processes
• Collaborate and build relationships with lenders, brokers, and agents within brokerage.
  

What's great aboutRebel?

• Great team of skilledprofessionals, in a friendly and relaxedculture
• No stupid tools to use, no rigid working hours
• No wastedtime fromcommuting, real responsibilities and autonomy
• Expand your knowledge of variousmortgage solutions
• Create solutionsthat will help your clientson their financial goals
• Real responsibilities and challenges in a fast paced, and evolving company
  

Job Types: Full-time, and Part-time
Pay: Commission, Plus Bonuses

This role is 100% commission pay structure, which puts your future in your own hands! There is also no Cap on how much you can earn or make.

Company Perks

Corporate Discounts from Companies Like Goodlife Fitness, Rogers, Bell, Staples, Starbucks, as well as exclusive Client Discounts at The Brick.

Agent Training

Free state-of-the-art industry training for new and experienced agents through VericoUniversity, combined with excellent, live in-house training sessions by the Principal Broker, and Lenders.

Income Earning

Our agents earn well above the industry standard,Earn as much as 5X more than the average mortgage agent in annual income through finder’s fees, mortgage volume, and efficiency bonuses.

AgentSupport

Lean on full-service in-house support for all areas of your business, including compliance, administration, payroll, marketing, social media, and more.

Our agents earn well above the industry standard.

$67k

Average income of a Mortgage Agent in Canada*

$118k

Average income of a
Bank Mortgage Specialist*

$193k

Average income of an
Rebel Mortgage Agent

*incomes as reported by third parties such as Glassdoor, Indeed, LinkedIn etc.