Mortgage Banker

Kensington Bank; Willmar (MN); On-site; USD 70,000 - 100,000; Full time

Job summary

Kensington Bank, located in Willmar, Minnesota, is seeking an experienced Mortgage Banker who prides themselves on building meaningful relationships. This role involves originating residential mortgages and self-generating business while working within a supportive community bank environment.

Ideal candidates will have at least 3-5 years of residential mortgage lending experience and possess excellent sales and communication skills. You'll thrive in a commission-based structure, with a guaranteed draw for income stability as you grow your pipeline.

Qualifications

• Active NMLS license in good standing or ability to obtain.
• 3-5 years of residential mortgage lending experience.
• Proven ability to source and close loans independently.

Responsibilities

• Originate residential mortgage loans in compliance with regulations.
• Develop strong referral relationships with community partners.
• Self-generate business through networking and outreach.
• Guide borrowers through the mortgage process with high service.
• Maintain accurate loan documentation.
• Meet or exceed production and quality goals.

Skills

Sales skills

Communication skills

Relationship building

Self-sourcing capabilities

Job description

At Kensington Bank, we believe banking is about building meaningful relationships and making a positive difference—for our customers, our coworkers, and the communities we serve. We're always looking for people who share that passion!

We are currently looking for an experienced, relationship‑focused Mortgage Banker to originate residential mortgage loans within our local communities. This role is ideal for a self‑motivated professional who thrives in a performance‑based environment while valuing the stability, reputation, and support of a community bank.

This position offers 100% commission-based compensation with a guaranteed draw, providing income stability while you build and grow your production pipeline.

Key Responsibilities

• Originate residential mortgage loans (purchase and refinance) in compliance with all applicable regulations and bank policies.
• Develop and maintain strong referral relationships with realtors, builders, financial advisors, and community partners.
• Actively prospect and self‑generate business through networking, community involvement, and outbound efforts.
• Guide borrowers through the mortgage process from application to closing with a high level of service and transparency.
• Maintain accurate and timely loan documentation in accordance with compliance, underwriting, and audit standards.
• Meet or exceed individual production and quality goals.
• Represent the bank professionally at community events and industry functions.

Qualifications

• Active NMLS license in good standing, or the ability to obtain within a specified timeline.
• Minimum 3-5 years of residential mortgage lending experience, preferably within a community bank.
• Proven ability to self‑source and close residential mortgage loans.
• Excellent sales, communication, and relationship‑building skills.
• High level of integrity, professionalism, and customer focus.
• Ability to work independently while collaborating with internal teams.

Why Kensington Bank?

At Kensington Bank, you'll be part of a team that values relationships, accountability, fun, and growth. And, you'll have the opportunity to develop your skills, contribute to meaningful work, and make a real impact—one customer interaction at a time!

To apply and learn more about becoming a Mortgage Banker at Kensington Bank visit our Career Site at: https://www.kensington.bank/career-opportunities/.

Kensington Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sex, national origin, pregnancy (including childbirth, lactation, and related medical conditions), disability, protected veteran status, and all other protected statuses.