Senior Commercial Banker

Minnesota Bankers Association; Cokato (MN); On-site; USD 115,000 - 140,000; Full time

Job summary

A trusted financial institution in Central Minnesota is seeking a Senior Commercial Banker to manage a diverse loan portfolio and generate new business. The ideal candidate will possess strong credit analysis skills and a commitment to community involvement. This role involves leadership of Commercial Bankers and a focus on exceptional customer service, with a salary range of $115,000 to $140,000 based on experience.

Qualifications

• 5+ years of lending experience within a bank environment.
• Exceptional interpersonal skills, including confidentiality and communication.
• Valid driver's license and willingness to travel as business needs require.

Responsibilities

• Manage a diverse individual portfolio of loans and generate new loans.
• Make credit decisions within established authority guidelines.
• Attract new customers and expand relationships with existing customers.

Skills

Credit analysis

Loan structuring

Interpersonal skills

Community involvement

Education

Four-year degree in business or equivalent experience

Job description

As a Senior Commercial Banker for Kensington Bank, you will be responsible for managing a diverse individual portfolio of loans, as well as generating new loans and deposit volume. This role also must be able to make credit decisions within established authority guidelines, as well as provide leadership and guidance to Commercial Bankers. The ideal candidate will be a relationship-driven professional with a strong background in credit analysis and loan structuring. Lastly, the Senior Commercial Banker will be expected to attract new customers and expand relationships with existing customers, so you must be energized by community involvement and participation in Kensington Bank's sales and customer service efforts.

• Develop and manage a loan portfolio of high-quality commercial relationships by being a trusted advisor to customers, while taking responsibility for all aspects of loan origination and annual reviews of selected commercial loan accounts.
• Daily review, approval, and disposition of overdrafts for portfolio customers, as well as being responsible for collection of delinquent (past due) loans.
• Work closely with Kensington Bank product specialists, credit partners, treasury management, and retail banking teams to deliver a full spectrum of services.
• Actively engage with internal committees (Officer Loan Committee; Business Development Meetings), as well as the overall Kensington Bank team to support bank activities, as needed.
• Manage a team of Commercial Lenders by overseeing their performance, sharing guidance as questions arise, and motivating the team to provide exceptional customer service consistent with the Bank’s mission and values, and ensuring regulatory compliance.
• Positively represent Kensington Bank while being actively involved in community and civic organizations.

Salary Range [based on experience]: $115,000-$140,000

Education & Experience

• Four-year degree in business, or equivalent experience.
• 5+ years of lending experience within a bank environment.
• Exceptional interpersonal skills, including confidentiality and communication.
• Valid driver's license and willingness to travel as business needs require.
• Desire to build relationships, collaborate with coworkers and enhance the lives of our customers.
• This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment.

About Us

Kensington Bank is a community bank that takes pride in serving our communities with integrity, innovation, and excellence. As a trusted financial institution in Central Minnesota, we are dedicated to fostering a workplace culture that values our employees as much as our customers.

We are an equal opportunity employer and welcome applications from diverse candidates.