Mortgage Banker

The Federal Savings Bank; Miami Beach (FL); Vor Ort; USD 60.000 - 90.000; Vollzeit

Zusammenfassung

The Federal Savings Bank is seeking a full-time Mortgage Banker to join on-site in Miami Beach, FL. You will consult with prospective and existing clients to understand home financing needs, explain mortgage options, and originate residential loans while delivering clear communication and exceptional service.

You will maintain a robust pipeline, collect and analyze financial documents, coordinate with underwriting, processing and closing teams, stay current on loan products and rates, and

Qualifikationen

• Knowledge of mortgage lending and loan products (conventional, FHA, VA).
• Experience with mortgages, loan origination, processing requirements and documentation.

Aufgaben

• Consult with prospective and existing clients to understand home financing needs.
• Originate residential mortgage loans and guide clients through the process.

Kenntnisse

Mortgage Lending

Residential Mortgages

Customer Service

Credit Analysis

Communication

Ausbildung

Bachelor’s degree in Business/Finance

Tools

Origination Systems

Jobbeschreibung

Company Description

The Federal Savings Bank is the largest privately held, veteran owned and operated bank in the United States, specializing in mortgage lending and home financing solutions. As a federally chartered bank, it supports homebuyers in all 50 states, offering the strength of a national institution with the personalized attention of a family-owned lender. The bank focuses on tailoring home lending options to individual financial needs, using advanced technology and one-to-one guidance to streamline the mortgage process. Team members are part of an organization committed to helping customers build stability, create memories, and achieve long-term financial goals. The Federal Savings Bank is an Equal Housing Opportunity company and member FDIC.

Role Description

This is a full-time, on-site Mortgage Banker role located in Miami Beach, FL. The Mortgage Banker will consult with prospective and existing clients to understand their home financing needs, provide guidance on mortgage options, and originate residential mortgage loans. Daily responsibilities include building and managing a pipeline of customers, collecting and analyzing financial documentation, and working closely with underwriting, processing, and closing teams to move loans efficiently from application to funding. The role involves maintaining up-to-date knowledge of loan products, interest rates, and regulatory requirements, while delivering clear communication and a high level of customer service throughout the home lending journey. The Mortgage Banker will also engage in local business development activities and referral networking to grow their client base.

Qualifications

• Strong knowledge of Mortgage Lending and Residential Mortgages, including conventional, FHA, VA, and other common loan products.
• Experience with Mortgages and Loans, including loan origination, processing requirements, and documentation standards.
• Solid understanding of Finance, credit analysis, debt-to-income ratios, and overall borrower qualification criteria.
• Proven ability to guide clients through the home financing process with clear communication, attention to detail, and customer-focused service.
• Relevant experience in banking, mortgage, or financial services; NMLS registration and compliance with applicable licensing requirements.
• Ability to work on-site in Miami Beach, FL, collaborate with cross-functional teams, and manage multiple files and deadlines.
• Proficiency with mortgage origination systems and basic office software; strong organizational and time-management skills.
• Bachelor’s degree in Business, Finance, or related field preferred, or equivalent professional experience in mortgage lending.