Mortgage Advisor

ENVISTA CREDIT UNION; Topeka (KS); On-site; USD 55,000 - 75,000; Full time

Job summary

ENVISTA CREDIT UNION in Topeka, KS is seeking a Mortgage Advisor to proactively solicit new mortgage business and align products with applicant needs. The role involves cultivating relationships with realtors, builders, title companies, and others in the community.

Successful candidates will reflect Envista's core values of Integrity, Empower, Unity, Impact, and Exceed, while demonstrating strong analytical, communication, and time-management skills.

Qualifications

• 3–5 years of mortgage lending experience with product knowledge.
• Strong understanding of federal and state lending regulations.
• Ability to read and interpret financial documents.

Responsibilities

• Take applications, review member financial condition, and assess ability to repay.
• Understand RESPA, Reg Z, Fair Lending, HMDA, BSA regulations.
• Read, analyze, and interpret financial reports and legal documents.
• Represent Envista at functions to develop mortgage relationships.
• Work with VP to develop promotional strategies to meet mortgage goals.
• Demonstrate analytical, problem-solving and interpersonal skills.
• Present information in one-on-one and small group settings.
• Maintain excellent time management and organizational skills.
• Be proficient in Microsoft Office.
• Be a team player, collaborative.
• Detailed-oriented, accurate, able to work independently.

Skills

Mortgage lending

Regulatory knowledge

Financial analysis

Customer relationships

Microsoft Office

Time management

Team player

Tools

Microsoft Office

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Topeka, KS, US

What this role looks like:

The Mortgage Advisor is responsible for proactively soliciting new mortgage business with potential loan applicants by aligning the various mortgage products and services offered with the needs of potential mortgage applicants and they cultivate other business relationships with realtors, builders, title companies and others within the community. Successful candidates must make a professional appearance, be enthusiastic, dependable and service-minded. They will also share Envista's Core Values of Integrity, Empower, Unity, Impact, and Exceed.

What you'll do:

• Take applications, review member financial condition, and assess the members ability to repay the loan. Evaluates terms and conditions necessary for the secondary market.
• Have a strong unde rstanding of RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act, and other regulations regarding the mortgage application process.
• Ability to read, analyze, and interpret financial reports and legal documents.
• Represent Envista at various functions to develop mortgage relationships.
• Work with the VP of Mortgage Services to develop promotional strategies to meet mortgage goals.
• Strong analytical, problem-solving, and interpersonal communication skills.
• Ability to effectively present information in one-on-one and small group situations, to members and clients.
• Possess excellent time management and organizational skills.
• Proficient in Microsoft Office products.
• A team player who thrives in a collaborative environment.
• Detailed-oriented, a high degree of accuracy and ability to work independently.

Education & Experience:

• Minimum three to five years of mortgage lending experience with extensive mortgage product knowledge, understanding of federal and state lending regulations, and a thorough understanding of secondary market guidelines and market trends.