MLRO & BSA Compliance Lead — AML/OFAC Expert (NY)

kast.xyz; New York (NY); On-site; USD 150,000 - 230,000; Full time

Job summary

kast.xyz is seeking a BSA Officer / MLRO in New York to lead the AML/CFT program, ensuring compliance with FinCEN regulations and maintaining liaison with U.S. partners. You will govern policy design, risk assessments, and regulatory reporting.

Responsibilities include overseeing transaction monitoring, SAR/CTR filings, CIP/EDD for high-risk entities, and sanctions screening, while driving awareness and training across the organization.

Qualifications

• Minimum 5+ years of direct BSA/AML compliance, financial crime prevention, or MLRO experience at a U.S. financial institution, sponsor bank, or fintech company.

Responsibilities

• Design, implement, and continuously update BSA/AML/OFAC policies, procedures, and risk assessments to align with FinCEN guidelines and sponsor bank requirements.
• Act as the primary point of contact for U.S. partners for AML/BSA audits, compliance reporting, policy approvals, and regulatory reviews.
• Oversee automated transaction monitoring systems to detect suspicious patterns, investigate alerts, and determine SAR/CTR filings.
• Maintain robust CIP and execute EDD on high-risk accounts, PEPs, and complex entities.
• Ensure real-time screening against OFAC, PEP, and global watchlists.
• Manage responses to FinCEN 314(a)/314(b) requests, law enforcement subpoenas, and regulatory inquiries.
• Prepare and present updates to CEO and Board on BSA program state, risk typologies, and alert metrics.
• Develop and deliver annual BSA/AML training for personnel and management.

Skills

AML compliance

Regulatory knowledge

Risk management

Tools

AML monitoring software

Sanctions engines

Case management tools

Job description

kast.xyz is seeking a BSA Officer / MLRO in New York to lead the AML/CFT program, ensuring compliance with FinCEN regulations and maintaining liaison with U.S. partners. You will govern policy design, risk assessments, and regulatory reporting.

Responsibilities include overseeing transaction monitoring, SAR/CTR filings, CIP/EDD for high-risk entities, and sanctions screening, while driving awareness and training across the organization.