BSA & AML/OFAC Leader — Compliance Architect

Kikoff; Phoenix (OR); Hybrid; USD 120,000 - 200,000; Full time

Benefits offered by this job

Equity

Comprehensive benefits

Hybrid work schedule (SF or Phoenix)

Job summary

Kikoff is seeking an experienced BSA Officer to lead the AML/Sanctions function across the bank-partner ecosystem. You will design, implement, and operate Kikoff's BSA/AML and OFAC program while building a high-performing team and partnering with regulators and sponsor banks.

You will shape compliance strategy, review complex investigations, and ensure timely remediation of findings. This role blends program leadership with hands-on regulatory work in a fast-growing fintech environment.

Qualifications

• 7+ years of progressive experience in BSA, AML, and OFAC compliance.
• Experience as a BSA Officer or senior leadership in a bank, fintech, BaaS, or sponsor-bank program.
• Experience leading regulatory examinations and remediating findings from regulators.
• Deep understanding of bank‑fintech partnerships and sponsor-bank oversight.

Responsibilities

• Serve as Kikoff's designated BSA Officer with accountability for BSA/AML program.
• Lead OFAC sanctions compliance across all products and screening processes.
• Build and mentor a growing AML and sanctions team.
• Partner with sponsor banks and regulators on examinations and CIP reliance.
• Drive remediation of findings and implement improved controls.
• Develop and deliver company-wide BSA/AML and OFAC training.
• Present metrics and risks to senior leadership and board.

Skills

BSA/AML compliance

OFAC compliance

Regulatory examinations

Leadership

Risk assessments

Education

JD or regulatory background

CAMS certification (preferred)

Tools

Sardine

Alloy

Unit21

ComplyAdvantage

Job description

Kikoff is seeking an experienced BSA Officer to lead the AML/Sanctions function across the bank-partner ecosystem. You will design, implement, and operate Kikoff's BSA/AML and OFAC program while building a high-performing team and partnering with regulators and sponsor banks.

You will shape compliance strategy, review complex investigations, and ensure timely remediation of findings. This role blends program leadership with hands-on regulatory work in a fast-growing fintech environment.