Merchant Underwriter

Kurvpay; Cleveland (OH); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

PTO

401K plan with company match

Health/dental insurance

Paid holidays

Employee discounts

Career growth opportunities

Recognition and rewards for excellence

Job summary

Kurvpay's Corporate Office in Cleveland, OH is seeking a Merchant Underwriter to review merchant applications, analyze exposure, and make confident risk decisions in a fast-paced environment. You will evaluate credit reports from Equifax, Experian, and Dun & Bradstreet, communicate findings to sales and management, and ensure compliance.

A 3-year underwriting background and strong analytical and communication skills are required.

Qualifications

• 3 years’ experience in a commercial underwriting environment.
• Typing 50+ WPM or equivalent keystrokes.
• Strong organizational and analytical skills.
• Excellent oral and written communication.
• Experience reviewing credit reports (Equifax, Experian, Dun & Bradstreet).
• Team-oriented with ability to work extended shifts when needed.
• Bachelor’s Degree in Business or Finance preferred.

Responsibilities

• Conduct commercial credit applicant reviews.
• Analyze merchant applications across diverse business types.
• Handle a wide range of volumes and ticket amounts with standard documentation.
• Review and analyze credit reports for individuals and companies.
• Communicate findings with merchants, sales representatives, and internal teams.

Skills

Commercial underwriting experience

Typing 50+ WPM

Analytical skills

Communication skills

Multitasking

Team-oriented

Education

High School Diploma or equivalent

Bachelor’s Degree in Business or Finance preferred

Tools

Credit reports (Equifax)

Credit reports (Experian)

Credit reports (Dun & Bradstreet)

Job description

# Merchant UnderwriterCorporate Office - Cleveland, OH 44113## OverviewPosition TypeFull TimeCategoryFinance## DescriptionThe primary focus of the Merchant Underwriter is to review, analyze and make confident decisions and recommendations for merchant applications. The ideal candidate for this position is qualified and experienced with a wide range of commercial underwriting in a fast paced deadline driven environment.The successful candidate will also have the ability to understand and apply best practices guidelines; collect and analyze exposure and loss data; respond efficiently and effectively to internal and external requests; maintain all organizational and professional ethical standards; have the ability to spot trends in monitoring and reporting; and communicate results of analysis to business customers and senior management, all while actively advocating and monitoring compliance.Responsibilities to Include:· Conduct commercial credit applicant reviews;· Analyze a mix of merchant applicants in a wide variety of business types in both a card-present and non-present processing environment;· Handle a wide range of volumes and ticket amounts, standard documentation and future service liability· Review and analyze individual and company credit reports including Equifax, Experian and Dunn and Bradstreet;· Communicate effectively with merchants and sales representatives;· Communicate effectively with internal company departments, as well as management, as necessary.Job Requirements:· 3 years’ experience in a commercial underwriting environment· Typing 50+ WPM or equivalent keystrokes· Strong organizational skills· Strong analytical skills· Strong oral and written communication skills· Strong organizational skills, ability to multitask, and attention to detail.· Ability to interpret data based on established criteria.· Experience reviewing and analyzing individual and company credit reports including Equifax, Experian and Dunn and Bradstreet required· Must be a team-oriented individual with willingness to work all levels of applicants (not exclusively high level applicants) with a positive attitude· Flexibility required to work extended shifts as needed· High School Diploma or equivalent required· Bachelor’s Degree in Business or Finance preferred (or equivalent work experience)Kurv Offers: Many outstanding benefits including: competitive salary, PTO, 401K plan with company match, paid holidays, company contribution toward health/dental insurance, employee discounts, career growth opportunities, and recognition and rewards for excellence.