Merchant Risk Analyst: Fraud & Credit Oversight

Payarc; Greenwich (CT); On-site; USD 68,000 - 83,000; Full time

Job summary

Payarc is seeking a Risk Analyst to review merchant financials and credit, monitor fraud risk, and ensure compliance with banking rules. The role involves daily risk evaluation and collaboration with underwriting and client teams in a fast-paced payments environment.

Ideal candidates will have at least 6 months of experience in risk or underwriting, strong analytical skills, and proficiency with Microsoft Office. Bachelor's degree preferred; credit authority up to $75,000.

Qualifications

• 6+ months of relevant experience in risk or underwriting.
• Experience underwriting merchant services accounts preferred.
• Risk mitigation experience preferred.
• Advanced computer skills and Microsoft Office proficiency.
• Knowledge of acquiring business and industry trends.
• Bachelor's degree preferred.

Responsibilities

• Monitor merchant accounts for fraud and credit risk.
• Analyze financials and credit of merchants.
• Maintain compliance with laws and card brand rules.
• Collaborate with risk staff, underwriters, and clients.
• Provide risk mitigation guidance to clients.
• Manage changes in merchant limits and terminations.
• Maintain internal controls and documentation.
• Identify and trace suspicious activities.

Skills

Detail oriented

Ownership mindset

Team player

Technical aptitude

Interpersonal skills

Analytical skills

Decision making

Real-time decisions

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Payarc is seeking a Risk Analyst to review merchant financials and credit, monitor fraud risk, and ensure compliance with banking rules. The role involves daily risk evaluation and collaboration with underwriting and client teams in a fast-paced payments environment.

Ideal candidates will have at least 6 months of experience in risk or underwriting, strong analytical skills, and proficiency with Microsoft Office. Bachelor's degree preferred; credit authority up to $75,000.