Menkiti Group Insurance Advisor - Town and Country Insurance Group

The Menkiti Group; Baltimore (MD); On-site; USD 55,000 - 85,000; Full time

Job summary

Town & Country Insurance Group seeks an Insurance Advisor who goes beyond selling policies. You will assess property risk, calculate replacement costs, and design comprehensive personal lines portfolios to protect client equity across life milestones.

Responsibilities include risk assessments, policy documentation, client advocacy, and collaboration with real estate and mortgage partners to ensure smooth closings and proactive coverage management.

Qualifications

• Active Property & Casualty (P&C) Insurance License (Life & Health licensing is a plus).
• Minimum 2+ years of experience in personal lines insurance underwriting, quoting, and client advisory.
• Proven capacity for cross-functional collaboration and long-term client retention strategies.

Responsibilities

• Risk & Replacement Analysis: Perform comprehensive property replacement cost assessments and deliver customized Home, Auto, and Umbrella policy proposals within 48 hours.

Skills

Property & Casualty Insurance

Client advisory

Cross-functional collaboration

Tools

Agency management systems

Rating engines

CRM systems

Automated intake workflows

Job description

Company Description

Town & Country Insurance Group is a full-service insurance agency dedicated to safeguarding personal property, real estate assets, and long-term financial security. As the risk management arm of a unified real estate and financial advisory ecosystem, Town & Country Insurance Group delivers proactive asset protection solutions tailored to real estate owners, buyers, and investors.

About Town & Country Insurance Group

Town & Country Insurance Group is a full-service insurance agency dedicated to safeguarding personal property, real estate assets, and long-term financial security. As the risk management arm of a unified real estate and financial advisory ecosystem, Town & Country Insurance Group delivers proactive asset protection solutions tailored to real estate owners, buyers, and investors.

Job Description

The Role Vision: From Policy Vendor to Proactive Wealth & Asset Protector

The MG Insurance Advisor transcends traditional policy sales. Rather than providing isolated price quotes at contract closing, you are embedded in the client’s real estate journey from the beginning. You evaluate property risks, calculate accurate home replacement costs, and structure comprehensive personal lines portfolios that protect client equity across every life milestone.

Full Responsibilities

• Risk & Replacement Analysis: Perform comprehensive property replacement cost assessments and deliver customized Home, Auto, and Umbrella policy proposals within 48 hours.
• Ecosystem Integration: Work in lockstep with MG Home Advisors and Mission Mortgage Loan Officers to clear insurance contingencies quickly and protect client contract timelines.
• Portfolio Risk Audits: Conduct thorough reviews of existing coverage for home buyers and sellers, identifying gaps in liability, flood, or property protection.
• Annual Policy Reviews: Perform annual insurance health checks tied to home renovations, equity gains, property acquisitions, and major life changes.
• Client Advocacy: Assist clients through policy adjustments, claims navigation, and ongoing risk mitigation strategies.

System Adoption, Adaptability & Technical Competencies

• System Adaptability: Strong willingness to adopt current internal automation tools, CRM intake setups, and multi-carrier rating systems.
• Tech Stack Competencies: Proficiency in agency management systems, comparative rating engines, automated intake form workflows, and unified advisory presentation platforms.
• SLA Discipline: Execute risk assessments and policy documentation in accordance with strict 48-hour turnarounds.

Qualifications & Licensing

• Active Property & Casualty (P&C) Insurance License (Life & Health licensing is a plus).
• Minimum 2+ years of experience in personal lines insurance underwriting, quoting, and client advisory.
• Proven capacity for cross-functional collaboration and long-term client retention strategies.

Additional Information

All your information will be kept confidential according to EEO guidelines.