Member Solutions Manager

Neighbors Credit Union; Missouri; On-site; USD 45,000 - 56,000; Full time

Benefits offered by this job

Health benefits

Paid time off

Competitive 401(k)

Job summary

Neighbors Credit Union seeks a Member Solutions Manager to lead the Collections Department, overseeing daily operations, ensuring compliance with federal and state requirements, and balancing risk mitigation with outstanding member experience.

You will guide staff, manage loss mitigation and recovery strategies, supervise third-party partners, and monitor KPIs to drive improvements and maximize recoveries while maintaining efficiency and service standards.

Qualifications

• 5+ years of experience in collections, recovery, or a related financial field.
• Supervisory Experience required.

Responsibilities

• Lead, coach, develop, and supervise Collections staff across daily operations and performance management.
• Direct delinquency and recovery activities, ensuring compliance with policies and federal/state regulations.
• Oversee all recovery operations including charge-offs, bankruptcies, repossessions, and legal actions.
• Review hardship requests, deferments, loan modifications, and other member assistance programs.
• Manage collection systems, payment processing, third-party vendors, and recovery partners.
• Monitor KPIs, reporting, QA, and process improvements to enhance collection effectiveness.
• Serve as liaison with auditors, regulators, and internal/external stakeholders.
• Develop and improve collection policies and workflows to strengthen compliance and efficiency.
• Maintain knowledge of collection laws and credit union philosophy.

Skills

Leadership

Coaching

Staff development

Regulatory compliance

Vendor management

Process improvement

Education

Two year college degree

Job description

Description

Primary Function

The Member Solutions Manager is responsible for the daily leadership, administration, and operational oversight of the Collections Department. This role ensures delinquent accounts are managed in accordance with credit union policies, regulatory requirements, and industry best practices while balancing risk mitigation with an exceptional member experience. The Member Solutions Manager serves as the department's subject matter expert, oversees legal recovery efforts, manages vendor relationships, develops staff, and continually improves collection processes to maximize recoveries and operational efficiency.

Primary Responsibilities

• Lead, coach, develop, and supervise Collections staff, including performance management, training, scheduling, daily operational support, and monitoring staff effectiveness.
• Manage the delinquency portfolio by directing collection activities, loss mitigation efforts, and recovery strategies while ensuring compliance with credit union policies and applicable federal and state regulations.
• Oversee all recovery operations, including charge-offs, bankruptcies, repossessions, foreclosures, legal actions, insurance claims, consumer disputes, credit reporting, garnishments, levies, shared secured offsets, and post-charge-off recoveries.
• Review and approve hardship requests, deferments, loan modifications, workout arrangements, and other member assistance programs.
• Manage collection systems, payment processing, third-party vendors, outsourced collection agencies, and recovery partners.
• Monitor departmental performance through key performance indicators (KPIs), reporting, quality assurance, and process improvement initiatives to enhance collection effectiveness and operational efficiency.
• Serve as the department liaison with internal departments, auditors, legal counsel, regulators, and state and NCUA examiners.
• Develop, maintain, and recommend improvements to collection policies, procedures, strategies, and workflows to strengthen compliance, operational efficiency, and member service.
• Maintain current knowledge of federal and state collection laws, regulations, lending principles, collection best practices, and the credit union philosophy to ensure effective and compliant collections operations.
• Participate in departmental and organizational projects while serving as the subject matter expert for collections operations.

Requirements

Experience

Experience

• 5+ years of experience in collections, recovery, or a related financial field, preferably in a credit union or banking environment.
• Supervisory Experience

Education

• Two year college degree, completion of a specialized certification or licensing, completion of specialized training courses by vendors or job specific skills aquired through an apprenticeship program.

Rewards

Salary Range: $32.60 - $40.75

This position is full time and will be eligible for benefits, and an annual incentive plan.

We have excellent opportunities for career advancement and professional development.

Schedule

Monday through Friday8:00 am to 5:00 pm

Supplemental Pay

Yes

Benefits (Starting the first of the month following your start date)

• Medical
• Dental
• Vision
• Life Insurance
• Short Term and Long-Term Disability
• HRA and FSA
• 401(k) with matching contributions.
• Tuition Reimbursement
• Birthday Time Off
• Vacation Time Off
• Sick Time Off – Can be used for both employee and family.
• Paid Parental Leave (Up to 12 weeks)