Member Services Representative

Polish & Slavic Federal Credit Union; Clifton (NJ); Sur place; USD 28 000 - 30 000; Plein temps

Avantages offerts par ce poste

Medical, Vision and Dental Insurance

Retirement Plans

Life Insurance Plans

Tuition Reimbursement

Pet Insurance

Paid Time Off (Vacation, Personal, Syk

Résumé du poste

Polish & Slavic Federal Credit Union in Clifton, NJ is hiring a Teller to join our branch team. You will handle daily transactions, assist members with accounts, and promote PSFCU products and services.

The role requires strong customer service, basic computer skills, and bilingual abilities in Polish and English; cross-selling and processing teller duties are core parts of the job. This is a full-time, on-site position offering a comprehensive benefits package.

Qualifications

• 1-2 years of work experience is required.
• 1 year of Teller experience is preferred.
• Basic computer skills and knowledge of computer software.
• Ability to cross-sell products.
• Fluency in Polish and English is required.

Responsabilités

• Represent the Credit Union to members in a courteous, professional manner and provide prompt, efficient service.
• Perform routine teller transactions including deposits, withdrawals, and check processing.
• Open/close accounts and shares; process wire transfers and other member requests.
• Promote Credit Union products/services and assist members with loan applications (real estate excluded).
• Maintain knowledge of products and services; cross-sell to achieve branch goals.

Connaissances

Polish fluency

English fluency

Cross-sell

Basic computer skills

Formation

High School

Description du poste

Polish & Slavic Federal Credit Union is committed to supporting our employees' overall wellbeing by providing valuable benefits. The credit union proudly offers a competitive benefits package, that includes: Medical, Vision and Dental Insurance, Retirement Plans, Life Insurance Plans, Tuition Reimbursement and Pet Insurance, among other benefits. We also have a generous Paid Time Off policy including Vacation, Personal and Sick Time, as well as, a Birthday Day off.

Core Responsibilities:

1. Represent the Credit Union to the members in a courteous and professional manner and provide prompt, efficient and accurate service;
2. Develop and maintain an understanding of the Credit Union philosophy, organization, bylaws and operational procedures;
3. Provide general and specific service-related information concerning Credit Union products, services or policies, in person and /or by telephone;
4. Respond to members' requests, problems, and complaints, and/or direct members to the proper person/department for specific information and assistance;
5. Responsible for appropriate handling of member mail and incoming documentation as well as other incoming mail;
6. Develop good relationships with PSFCU vendors;
7. Attend, represent and actively participate in PSFCU community events as well as actively participating in branch sponsored events;
8. As per PSFCU Policy and Procedures perform routine transactions, including but not limited to:
9. opening/closing accounts and shares;
10. accepting wire transfer requests-domestic and international;
11. performing change of address, issuing temporary checks;
12. performing Harland Clarke share drafts orders;
13. processing ATM card and Debit card requests;
14. handling and processing IRA accounts;
15. handling and processing Share Certificates of Deposits;
16. handling and processing Club accounts;
17. direct deposit of Social Security and payroll checks to members accounts;
18. processing lost passbook requests;
19. performing Chex Systems checks;
20. set up and provide access to On-Line Banking, Mobile Banking
21. Service existing accounts; set up new accounts files and provide members with all necessary information and assistance;
22. Provide members with information regarding consumer loans, business loans, and VISA cards and appropriately align the right loan product for the member’s financing need;
23. Assist members in the completion of the loan application (real estate loans excluded) and all associated forms;
24. Accept and process loan applications of all types (real estate loans excluded); review documentation for accuracy; and request all necessary documentation required to complete the loan application;
25. Notify members by phone or mail that their checkbooks are ready for pickup at the branch;
26. Conduct orientation interview on Credit Union services and programs with each new Credit Union member;
27. Effectively offer Credit Union products and services through the practice of established sales and service techniques;
28. Post dividends prior to the end of the month for all closed member accounts;
29. Perform all functions of Teller when business needs dictate;
30. Maintain extensive knowledge of all products and services;
31. Monitor changes in interest rates and effectively communicate pricing to members
32. Maintain superior knowledge and full understanding of consumer loan products;
33. Act as a Safe Deposit Box Attendant, responsible for handling box rentals, providing access to the vault area and related functions;
34. Perform other duties or responsibilities as
35. Effectively cross-sell PSFCU products and services in order to achieve Branch Goals as per the Branch Goals Incentive
36. Travel to and cover at other branches if necessary and
37. Perform all Quick Assist functions;
38. Processing POA;
39. Processing Stop payment;
40. And other functions as needed and delegated by the Branch Manager.

ESSENTIAL FUNCTIONS AS TELLER/ HEAD TELLER WHEN REQUIRED:

1. Receive checks and cash for deposit and/or loan payments, pursuant to established policies and procedures;
2. Cash checks and pay out money pursuant to established policies and procedures;
3. Handle requests from members for transfers of shares for loan payments, share withdrawals, check requests, line of credit advances, and any other request received from members;
4. Issue official checks, certified checks;
5. Balance currency, coin, and checks in cash drawer at end of shift and compare totaled amounts with data in the computer system and appropriate reports;
6. Responsible for End-of-Day process: posting of all teller cash buys and sells during the working day; review of all teller computer reports; posting of all teller variances; encoding and scanning of checks;
7. Complete Currency Transactions Reports (CTR);
8. Continuously offer Credit Union products and services through the practice of established sales and service techniques;
9. Sign for and accept money from the courier, fine count all cash on the day of delivery.
10. Disburse money to tellers and make sure they sign for all cash processed by head teller.
11. Serve as vault teller performing vault sells and buys.
12. Check cash in teller drawers periodically.
13. Responsible for End-of-Day process: posting of all teller cash buys and sells during the working day; review of all teller computer reports; posting of all teller variances.
14. Fill out vouchers for bills and total money orders.
15. Collect all vouchers, etc., from tellers, close day and write up the change fund for the next day.
16. Responsible for opening and closing the safe.
17. Responsible for approving of the signing income tax checks.
18. Follow established Credit Union Service Standards to provide superior customer service;
19. Perform other duties or responsibilities as required or assigned;
20. Process Visa Cash Advances pursuant to established policies and procedures;
21. Process coin machine tickets;
22. Foreign currency buy and sell transactions processing;
23. Report counterfeit currency.

Requirements:

• 1-2 years of work experience;
• 1 year of experience as a Teller;
• Basic computer skills and knowledge of computer software programs;
• Ability to cross sell products;
• Fluency in spoken and written Polish and English

Pay: $20.00 - $22.26 per hour

AN EQUAL OPPORTUNITY EMPLOYER

Qualifications

Education

Required

High School

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.