Member Services Officer 2

CoastHills Credit Union; Atascadero (CA); On-site; USD 42,000 - 54,000; Full time

Job summary

CoastHills Credit Union in California seeks a Member Services Officer 2 to handle a wide range of member banking transactions under Branch Manager supervision. You will open new memberships, process deposits and withdrawals, and assist members with their banking needs while offering product solutions.

You will cross-sell services, balance cash, participate in branch training, and promote a positive image of the Credit Union across locations as needed.

Qualifications

• Experience in customer service in retail or banking is required.
• Must handle banking transactions and basic lending knowledge.
• Ability to promote products and cross-sell to members.

Responsibilities

• Open new memberships and accounts, and close accounts.
• Perform deposits, withdrawals, transfers, loan payments.
• Process requests by phone and mail as directed.
• Promote and cross-sell Credit Union services and products.
• Balance cash and maintain cash levels.
• Assist in training new branch employees.

Skills

Customer service

Cash handling

Cross-selling

Banking transactions

Training

Tools

Office equipment

Job description

Summary

Under the general supervision of the Branch Manager, the Member Services Officer 2 is responsible for performing a wide range of banking transactions, assisting Credit Union members with their banking needs and effectively cross-selling products, services, and solutions. Opens new memberships, prepares, and processes advanced financial transactions, and assists in branch training of new employees. Promotes and maintains a positive image of the Credit Union.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The following statements are intended to describe the general nature and level of work being performed by this position. It is not intended to be an exhaustive list of all functions, responsibilities, and skills required of this position. Other duties may be assigned to meet business needs.

• Opens new membership and share accounts and closes all accounts.
• Provides services to members by performing basic banking transactions such as deposits, withdrawals, transfers, and loan payments as directed by the Office Procedures Manual (OPM).
• Prepares and processes transaction requests by telephone and mail.
• Prepares authorized account charges.
• Prepares and processes stop payments/revoke authorizations, check orders, bank wires, money orders, and other services.
• Proactively responds to members’ inquiries and requests using product knowledge.
• Approves transactions within authorized limits.
• Actively explains, promotes and cross-sells Credit Union services, products, programs, and investment opportunities.
• Assists members in completing forms and documents.
• Resolves errors and member concerns in a timely manner.
• Balances cash and coin accurately and maintains appropriate cash levels.
• Assists in the training of new employees in the branch.
• Remains current on knowledge of Credit Union policies, procedures, and services.
• Performs duties as assigned by management and may be assigned to work at any branch

Qualifications

The requirements listed below are representative of the knowledge, skill, and/or ability required.

Education and Experience

• Minimum one year of customer service and/or cash handling experience in a retail or banking environment.

Certificates, Licenses and Registrations

• None.

Knowledge

• Successful completion of core competencies certification.
• Knowledge of branch operational activities and basic understanding of lending practices and policies.
• Successful completion of Member Services Officer Level 2 certification.

Other Skills And Abilities

• Successful completion of pre-employment testing.
• Operates a variety of office equipment and machines.
• Ability to travel, attend, and participate in training and meetings at various locations.

Affirmative Action/EEO Statement

CoastHills is an Equal Opportunity/Affirmative Action employer. We will consider all qualified applicants for employment without regard to race, color, religion, ancestry, gender, pregnancy, sex, sexual orientation, transitioning status, gender identity, gender expression, national origin, age, genetic information, military and veteran status, marital status, medical condition, mental disability, physical disability, or any other basis protected by local, state, or federal law.

For our EEO Policy Statement, please click here. If you'd like more information on your EEO rights under the law, please click here.