Member Service Representative

Capital-Credit-Union; Kimberly (WI); Presencial; USD 38.000 - 52.000; Jornada completa

Descripción de la vacante

Capital Credit Union seeks an attentive Member Services professional to greet members in person and by phone, open new accounts, and explain products, including loans and debit cards, with a focus on service and accuracy.

You will educate members on Home Banking, E-Services, and other offerings, process transactions, maintain accounts, assist in training staff, and may handle teller duties as needed in a busy branch environment.

Formación

• Ability to read, write, and comprehend detailed instructions and memos.
• Ability to pass a federal background check and be listed on required registries.
• Operate on-line computer terminals, word processing, email, and standard office equipment.
• Knowledge of products and procedures to process transactions accurately.
• Concentration and accuracy with documentation; high degree of attention to detail.
• Analytical ability to resolve member issues and determine actions.
• Strong communication/listening skills to handle diverse members calmly and effectively.
• Independent judgment aligned with business objectives.

Responsabilidades

• Receive members in person and by telephone and meet their needs in consumer lending and new accounts.
• Promote Credit Union products and services with a member advocacy approach.
• Educate members about Home Banking, E-Services, and other offerings.
• Process transactions and maintain accounts accurately in the system.
• Open/close branch and assist in training new employees when needed.
• May handle teller functions and assist other branches as required.

Conocimientos

Reading & comprehension

Communication skills

Attention to detail

Analytical ability

Sales mindset

Interpersonal skills

Educación

High school diploma

Herramientas

Online banking terminal

Word processing

Email

Adding machine

Descripción del empleo

Description

Position Purpose

Upholds the Credit Union’s mission of “We do the right thing one member, one employee, and one experience at a time to strengthen the communities we serve” by receiving members in person and by telephone and meeting all of their needs and requests in the areas of consumer lending and new accounts. Promotes products and services in a professional and effective manner.

• Concentrates on building financial relationships with members, using a member advocacy approach.
• Educates members about Home Banking, E-Services and other products. Promotes applicable Credit Union products and services to new and existing members, presenting necessary information suited to members’ needs, including but not limited to all types of consumer loans, debt protection, GAP, shares, sharedrafts, share certificates, IRAs, credit cards, home banking, debit cards, and direct deposit.
• Maintains an effective working knowledge, including the technical aspects of the products listed above. Helps members determine the suitability of those products.
• Accurately maintains and follows-up on all types of accounts on the computer system.
• Interprets key documents and makes decisions based on policies and member data.
• Corresponds with the membership on eligibility requirements for accounts and loans and denials of credit.
• Answers member questions as well as other employees’ questions concerning the broad range of Credit Union products and information.
• Assists in preparing procedures and documentation for the position.
• May be required to handle teller functions, including responsibility for a cash drawer.
• May be required to open/close branch, following all applicable procedures and policies.
• May assist in training new employees

Necessary Experience and Qualifications

• Ability to read, write, and comprehend detailed and technical instructions, short correspondence, and memos; the ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals as normally acquired through completion of a high school education.
• Ability to pass a federal criminal background check and be listed on the Federal Mortgage Loan Officer registry as required by The S.A.F.E. Act.
• Ability to operate an on-line computer terminal, word processing, email, and adding machine as normally acquired through a basic course or one to three months of on-the-job experience.
• Comprehensive knowledge of the products, services, and procedures needed to process transactions as normally acquired through three to six months of on-the-job experience.
• Ability to concentrate on and pay close attention to detail for over fifty percent of work time. Must be able to closely examine documentation. Requires a high degree of accuracy.
• Analytical ability necessary to research and resolve member problems and determine the appropriate course of action.
• Interpersonal skills necessary to deal effectively and efficiently with a diverse group of members in various degrees of stressful situations. Requires strong communication/listening skills to deal diplomatically and effectively with sensitive situations. Demonstrates strong motivation and sales skills.
• Ability to exercise a high degree of independent judgment when addressing member concerns. Must be supportive of the overall business objectives.

Work Environment and Physical Requirements

• Office environment with moderate level of noise.
• Frequent use of telephone, copier, computer, fax machine and other office machines.
• Prolonged sitting or standing.
• Frequent mental and visual concentration.
• Occasional travel for training, meetings, and assisting other branch locations.

The above statements are intended to describe the general nature and level of the work being performed in this position. They are not intended to be construed as an exhaustive list of all responsibilities, duties, or requirements.

Capital Credit Union is an Equal Opportunity Employer. We participate in E-Verify.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.