Member Consultant

SmartRecruiters, Inc.; Post Falls (ID); On-site; USD 35,000 - 52,000; Full time

Benefits offered by this job

PTO & holidays

Insurance package

Career development

Profit sharing

401(k) matching

Tuition reimbursement

Job summary

STCU, a leading credit union, seeks a Member Consultant to create exceptional in-person experiences for existing and prospective members at our retail locations. You will conduct interviews at origination, assist with account maintenance, and identify opportunities to expand relationships while showcasing STCU as a trusted financial partner.

The role requires high school diploma, at least two years in teller/new accounts/service roles, and proficiency with MS Office.

Qualifications

• High school diploma or equivalent required.
• Minimum two years' Teller/new accounts/service experience in a financial institution.
• Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams.

Responsibilities

• Protect membership data integrity and perform transactions with high accuracy and proper access.
• Originate and expand member relationships by reviewing financial position and recommending products.
• Exceed service expectations by delivering excellent member experiences and resolving issues.
• Demonstrate knowledge of consumer, fiduciary deposit products and accounts types.
• Meet or exceed branch goals and promote ancillary products and referrals.
• Build trust by answering questions and providing effective resolutions.
• Engage in conversations to match products to members' unstated needs.

Skills

MS Office proficiency

Customer service experience

Education

High school diploma or equivalent

Tools

Outlook

Word

Excel

Teams

Job description

STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members’ lives. We love people who share our core values: Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams.

STCU offers excellent benefits:

• Paid time off—plus 11 paid holidays!
• Medical, dental, vision and life insurance
• Training and career development
• Success sharing plan
• 401(k) matching contributions
• Tuition reimbursement

The Member Consultant creates unparalleled in-person experiences for existing and prospective consumer members that interface with STCU through our retail locations. By conducting interactive and collaborative interviews at new member origination, subsequent account maintenance and transactional requests, the Member Consultant will identify opportunities to expand existing relationships while positioning STCU as a first-choice market leader and the primary financial institution for the members they serve.

Core JobRequirements/Outcomes

• Protect the integrity and confidentiality of our membership by identifying members/account ownership to ensure proper access is upheld. Perform transactional duties to serve members with high accuracy in accordance with credit union policies and procedures as well as adhering to STCU’s balancing standards and proper dual control.
• Originate and expand member relationships by conducting an in-depth and personalized review of the members financial position. This is achieved by interviewing and finding opportunities to recommend product and services that meet the members financial goals.
• Exceed service expectations by creating unparalleled member experiences and excellence with every interaction; taking ownership of issues and challenges, increasing member loyalty, and delivering on our Here for Good brand promise.

Other Essential Functions

• Demonstrate competency and an in-depth knowledge of all consumer, fiduciary deposit products, services and systems and accounts types including checking, savings, CD's and IRA's and lending products to open and conduct required account maintenance.
• Meet or exceed monthly branch goals including the promotion of ancillary products and submitting partner referrals by showcasing the added benefits and impact to the member
• Build and maintain trust by confidently answering member questions and finding appropriate resolutions for a variety of complex or technical issues
• Engage in genuine and inquisitive conversation to identify best match products and services that fulfill unstated needs and deepen the member relationship
• Embody the principles of Everyday Personal Leadership in order to develop and maintain strong and productive working relationships at all levels of the organization.
• Position may also process cash transactions based on the needs of the location.

Qualifications

Education:High school diploma or equivalent required.

Job Experience: Minimum two years' experience as a Teller, new accounts or service representative in a financial institution required. Equivalent experience in a sales/service position in a retail establishment may be considered. Demonstrated proficiency at STCU in a similar role may also be considered.

Software Skills: Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams.

Physical Demands: Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations.

Work Conditions:Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting. Exposure to high-stress, fast-paced, deadline-oriented environment.

Travel Demands: May be asked to travel to other STCU locations.

Other:Perform additional duties as assigned for the efficient operation of the department and the organization. This includes the possibility of being assigned temporarily to other locations.