Member Care Fraud Specialist

Soqquadro Italiano; Greensboro (NC); On-site; USD 42,000 - 58,000; Full time

Job summary

Allegacy Credit Union is seeking a Fraud Specialist to handle inbound member inquiries in a call center. You will open fraud cases, review alerts, and escalate concerns while collaborating with fraud, compliance, retail banking and operations.

The role requires attention to detail, good judgment, and the ability to work independently and with other departments. Prior fraud prevention knowledge and credit union exposure are valuable.

Qualifications

• High school diploma or equivalent.
• Past experience in a Credit Union call center preferred.
• Strong background in customer service or member relations, with ability to handle sensitive situations professionally.
• Familiarity with fraud prevention techniques.
• DNA-core system knowledge preferred.

Responsibilities

• Review financial transactions and account activity to help identify unusual or potentially fraudulent behavior.
• Open fraud cases and document handling from initial reporting to resolution.
• Collaborate with internal departments to coordinate fraud investigations and recovery efforts.
• Take appropriate actions on compromised accounts (holds, closures, new accounts).
• Maintain thorough documentation and tracking of case progress and follow-ups.
• Stay informed of fraud schemes and trends through training and resources.

Skills

Phone etiquette

Verbal communication

Written communication

Multitasking

Team environment

Discretion

Problem solving

Credit union knowledge

Attention to detail

Adaptability

Regulatory awareness

Analytical thinking

Process documentation

Interdepartmental collaboration

Education

High school diploma or equivalent

Tools

Verafin

Visa Risk Manager

Visa Data Manager

Visa DPS CATS

Lumin

Job description

Description

At Allegacy, our roots run deep — anchored in a longstanding commitment to doing right by our members and the communities we serve. Every role within our organization plays a vital part in nurturing the relationships that make that promise real. As a member of our team, you'll be empowered to live out our brand every day, building meaningful connections that support the financial wellbeing of those who count on us most.

Nature and Scope This position reports directly to the Member Care Fraud Supervisor. The Fraud Specialist will be the initial point of contact to assist with inbound member inquiries in a call center environment, as well as team member inquiries. The Fraud Support Team will work closely with fraud, compliance, retail banking and operations to assist with fraud-related member inquiries. This role involves opening fraud cases within Verafin, reviewing alerts, and escalating concerns to management as needed. Some investigative tasks may include gathering documentation, supporting regulatory compliance efforts, and communicating with members or internal teams. The position requires attention to detail, good judgment, and the ability to work both independently and collaboratively with other departments.

Description At Allegacy, our roots run deep — anchored in a longstanding commitment to doing right by our members and the communities we serve. Every role within our organization plays a vital part in nurturing the relationships that make that promise real. As a member of our team, you'll be empowered to live out our brand every day, building meaningful connections that support the financial wellbeing of those who count on us most. Nature and Scope This position reports directly to the Member Care Fraud Supervisor. The Fraud Specialist will be the initial point of contact to assist with inbound member inquiries in a call center environment, as well as team member inquiries. The Fraud Support Team will work closely with fraud, compliance, retail banking and operations to assist with fraud-related member inquiries. This role involves opening fraud cases within Verafin, reviewing alerts, and escalating concerns to management as needed. Some investigative tasks may include gathering documentation, supporting regulatory compliance efforts, and communicating with members or internal teams. The position requires attention to detail, good judgment, and the ability to work both independently and collaboratively with other departments. Specific Accountabilities

• Review financial transactions and account activity to help identify unusual or potentially fraudulent behavior.
• Ability to handle sensitive information with discretion and confidentiality
• Stay informed of common fraud schemes and trends through internal training or shared resources.
• Review member accounts through analysis for fraud or prevention of fraud by utilizing software such as, Visa Risk Manager, Visa Data Manager, Visa DPS CATS, Verafin, or Lumin
• Serve as an expert for card-based fraud in accordance with department and organization standards, policies, guidelines, regulations and controls.
• Complete the initial intake of processing fraud and dispute cases, from initial reporting to resolution, including documenting, tracking progress and ensuring appropriate follow up guidelines are being provided.
• Collaborate with internal departments (e.g., Card Services, Deposit Operations, IT Security) to coordinate fraud investigations and recovery efforts.
• Take appropriate action on compromised accounts, including placing holds, closing accounts, or initiating new accounts as necessary.

Requirements

Knowledge, Skills and Abilities

• Excellent telephone communication skills
• Excellent communication skills, both written and verbal
• Ability to handle multiple tasks
• Ability to work in a fast-paced team environment
• General computer knowledge
• Ability to diffuse an irate member while asking probing questions
• Problem solving skills
• Understanding of credit union products, services and promotions
• Personal integrity and reliability
• Ability to adapt to non-traditional work schedule/hours
• Awareness of fraud trends, prevention strategies, and recovery processes
• Strong analytical and problem-solving skills with attention to detail
• Strong written and telephone communication skills
• Work independently and collaboratively within a team setting and with all departments across the Credit Union
• Familiarity with compliance standards and regulatory reporting requirements (e.g., SARs)

Education And Experience

High school diploma or equivalent

Past Experience In a Credit Union Call Center Preferred

Familiarity with fraud prevention techniques

Strong background in customer service or member relations, with the ability to handle sensitive situations professionally

Broad knowledge of DNA-core system preferred