Member Assistance Officer- Spanish Preferred

ICCU; Tucson (AZ); On-site; USD 45,000 - 60,000; Full time

Benefits offered by this job

Competitive Pay

Generous Paid Time Off

11 Paid Holidays

Matching 401K and Pension

Tuition Reimbursement

Employee Assistance Program

Employee Wellness Program

Paid Group Life and Disability

Business Discounts

Awesome Culture

Job summary

ICCU is seeking a bilingual Member Assistance Officer in Tucson, AZ, responsible for managing delinquent loan accounts and ensuring compliance with regulations. The role involves contacting members for payment arrangements and evaluating accounts for loss mitigation.

Qualifications include a preferred Bachelor's Degree and 1-2 years of experience in collections or risk management. Benefits offered include competitive pay, generous PTO, and an awesome culture.

Qualifications

• 1-2 years collection and/or risk management experience preferred.
• Ability to maintain confidentiality of Credit Union and member records.
• Certified in knowledge of deceased members and bankruptcy processes.

Responsibilities

• Contact members for payment arrangements.
• Support inbound and outbound collection calls.
• Identify and analyze risk of delinquent accounts.
• Negotiate and implement payment plans.
• Evaluate accounts for repossession or charge off.

Skills

Communication skills

Conflict resolution

Risk assessment

Education

Bachelor's Degree preferred

Tools

Office machines

Job description

Member Assistance Officer- Spanish Required

Job Category: Member Assistance

• Full-Time
• On-site

Locations

Showing 1 location

Tucson, AZ 85713, USA

Description

Responsible for the control of delinquent loan accounts, overdrawn checking account, and pending past due payment reminders. Makes follow up telephone calls on delinquent accounts and maintains accurate records of member contact. Responsible for complying with local, state, and federal laws and regulations while handling collection processes such as repossession, bankruptcy, or foreclosure.

Duties and Responsibilities:

• Contact members by telephone, letter, email, or in person for payment arrangements.
• Support inbound and make outbound collection calls.
• Update applications and interview past due members.
• Skip trace members.
• Make necessary recommendations regarding potential loan modifications.
• Review delinquency reports and CPI insurance.
• Identify and analyze risk of delinquent accounts to reduce loss.
• Review and recommend loss mitigation options for members experiencing hardship.
• Verify account research and error corrections.
• Advise members with financial problems.
• Negotiate and implement payment plans.
• Evaluate and recommend accounts for repossession and/or charge off.
• Review Consumer Credit Counseling Service accounts and prepare accounts for charge off.
• Answer basic questions regarding bankruptcy, deceased, home help, borrower assistance and repossession.
• Work early to mid-stage consumer delinquent loans.
• Ability to effectively and accurately document collection process.
• Other support service duties as assigned.

Qualifications:

Bachelor's Degree preferred. One to two years collection and/or risk management experience preferred. Good written and verbal communication skills. Ability in computer typing and input. Ability to always maintain the confidentiality of Credit Union and member records. Certified in Basic knowledge of deceased members and bankruptcy processes.

Performance Standard:

Ability to deal with conflict, discuss problems and request/take payments in a professional manner. Professional in appearance, attitude, and verbal and written communications. Ability to assess risk and make sound decisions. Must be willing to comply with the Regulation (F), Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.

Physical Requirements:

Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.). Sit for extended periods of time. Lift 20-40 pounds of applicable supplies including copy paper, cash drawers, marketing material, etc. Repetitive motion using wrists, hands, and fingers. Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).

This role offers benefits, including:

• Competitive Pay
• Generous Paid Time Off
• 11 Paid Holidays
• Matching 401K AND Pension
• Tuition Reimbursement
• Employee Assistance Program
• Employee Wellness Program
• Paid Group Life and Disability Insurance
• Awesome Culture
• Business Discounts
• And More

The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent to the job.

Must be eligible for membership at ICCU to obtain employment.

ICCU is an Equal Opportunity Employer.

Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.