Marketing Leader ( Performance Marketing Focus)

Rate; Chicago (IL); On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

401(k) benefits

Medical insurance

Flexible spending accounts

Life insurance

Well-being benefits

Job summary

Rate is looking for a Marketing Leader focusing on Performance Marketing to drive growth across various channels. The ideal candidate will have over 8 years of experience in performance marketing and a proven record of scaling consumer-direct businesses. Responsibilities include owning the marketing strategy, driving performance from acquisition to retention, and collaborating with cross-functional teams. The role offers a comprehensive benefits package including a 401(k) plan, vacation benefits, and health insurance.

Qualifications

• 8+ years of experience in performance marketing or consumer marketing leadership roles.
• Proven track record of building and scaling consumer-direct brands.
• Deep expertise in paid acquisition and lifecycle marketing.
• Data-driven mindset with strong analytical skills.

Responsibilities

• Own performance marketing strategy across various channels.
• Translate company vision into scalable growth plans.
• Drive full-funnel performance from acquisition to retention.
• Partner closely with creative teams to develop high-performing concepts.

Skills

Performance marketing

Growth marketing

Consumer marketing leadership

Analytical skills

Cross-sell and upsell

Job description

Marketing Leader (Performance Marketing Focus)

This role is built for a performance-driven operator who knows how to scale consumer-direct businesses. As Marketing Leader, you will take the CEO’s vision and translate it into measurable, high-impact growth across all channels. This is not just an execution role. You will own performance.

You bring a repeatable playbook for building and scaling consumer brands and have done it more than once. You understand how paid media, lifecycle marketing, creative, and product work together as a single growth engine, and you know how to pull each lever to drive efficient, compounding results.

You will work across performance marketing, creative, cross-sell and upsell, direct Mail, and email to drive full-funnel growth. Success in this role requires operating effectively in a highly matrixed environment, influencing across teams, and ensuring every initiative ties back to clear business outcomes.

Rate is already the leader in home purchase mortgages. The company is building toward leadership in HELOC, scaling a top-30 insurance brokerage, and growing the Rate app from 500K to 10M+ users. This role plays a central part in that growth.

Responsibilities

• Own performance marketing strategy and execution across paid media, lifecycle channels (email, push), direct mail, and emerging channels
• Translate company vision into scalable, ROI-driven growth plans across acquisition, engagement, and monetization
• Drive full-funnel performance from acquisition through cross-sell, upsell, and retention
• Partner closely with creative teams to develop, test, and iterate high-performing concepts and messaging
• Work with cross-sell and upsell teams to maximize lifetime value and products per customer
• Lead coordination across marketing, product, sales, and analytics to ensure aligned execution
• Establish structured testing frameworks across creative, channel, audience, and offer, and scale what works
• Build and maintain clear visibility into campaign performance, budgets, forecasts, and results
• Identify growth opportunities across mortgage, HELOC, insurance, and app ecosystems
• Drive operational rigor across workflows, timelines, and cross-functional collaboration
• Act as a force multiplier by removing friction, accelerating execution, and raising performance standards

KPI Ownership

• Acquisition and Growth: app downloads, new users, CAC/CPA, channel efficiency
• Retention: 30/60/90-day retention, churn, cohort performance
• Revenue: total revenue, ARPU, contribution from non-mortgage products
• Cross-Sell and Upsell: cross-sell rate, products per customer, multi-product conversion
• Unit Economics: LTV/CAC, payback period, marginal CAC by channel
• Lifecycle Performance: email and direct mail conversion rates, open and click rates, reactivation
• Creative Performance: CTR, CVR, creative-level ROI, fatigue indicators
• Product Adoption: engagement with key app features, including AI-driven experiences

Requirements

• 8+ years of experience in performance marketing, growth, or consumer marketing leadership roles
• Proven track record of building and scaling consumer-direct brands
• Deep expertise in paid acquisition (search, social, display), lifecycle marketing (email, SMS, push), and offline channels such as direct mail
• Strong understanding of full-funnel economics including CAC, LTV, payback periods, and attribution
• Experience driving cross-sell and upsell across multiple product lines
• Ability to lead and influence in a matrixed organization without direct authority
• Data-driven mindset with strong analytical skills and a focus on testing and iteration
• Strong partnership with creative teams and a clear perspective on what drives performance
• High level of execution with strong attention to detail and speed
• Comfortable operating in a fast-paced, high-growth environment with ambitious targets

Benefits

The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g., legal planning assistance; identity theft protection; wellness resources).

Equal Opportunity Employer

Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law