Market President

Midwest Heritage Bank, FSB; Carroll (IA); On-site; USD 150,000 - 230,000; Full time

Job summary

Midwest Heritage Bank, FSB in Carroll seeks a Market President to drive growth, profitability, and community leadership. You will oversee the market, lead commercial lenders, and align strategies with regional objectives.

You will manage complex lending relationships, facilitate credit requests, and promote the bank’s brand while delivering outstanding customer experience and staff development in a fast-paced, local market.

Qualifications

• Bachelor's degree required.
• Minimum fifteen years in banking and lending.
• Strong leadership and people-management skills.
• Excellent written and verbal communication.
• Proficient with PC and Microsoft Office.

Responsibilities

• Own and execute the market-level business plan aligned with the bank's strategic goals.
• Lead a team of commercial lenders in business development within the Carroll market.
• Solicit, establish, and maintain agricultural, commercial, and business banking relationships.
• Serve as primary advisor for an assigned portfolio of complex commercial relationships.
• Facilitate loan structuring, pricing, collateral, and documentation while analyzing risk.
• Drive growth in deposits, loans, and fee income while managing risk.
• Ensure brand, culture, and customer experience standards are consistently applied.
• Engage with the community and participate in local initiatives.
• Cross-sell all Midwest Heritage products and services.
• Document calls and activities in Salesforce.
• Travel up to 10% locally.

Skills

Leadership

Business development

Customer relations

Strategic thinking

Communication

Sales

Microsoft Office

Confidentiality

Education

Bachelor's degree

Tools

Salesforce

Microsoft Office

Job description

Additional Considerations (if any):-At Midwest Heritage, the core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth.Job Title : Market President – CarrollDepartment: Insurance – Banking – OperationsFLSA: ExemptGeneral Function: The Market President is responsible for the overall performance, growth, and leadership of the Carroll market. This role is accountable for deposit and loan growth, profitability, customer experience, community engagement, and team development. The Market President acts as a visible ambassador of the bank, ensuring alignment with strategic objectives while delivering strong financial and service results.Core CompetenciesPersonnel ManagementLending/SalesStrategic ThinkingCommunicationOrganizationReporting Relations:Accountable and Reports to: Regional Market President – NW IowaPositions that Report to you: Ag/Commercial LenderPrimary Duties and Responsibilities:Own and execute the market-level business plan aligned with the bank’s strategic goals.Lead a team of commercial lender(s)in the bank’s business development activities within the Coon Rapids market through accountability standards set forth within the bank’s sales managed environment,Responsible for individual sales production through soliciting, establishing, and maintaining new agricultural, commercial, and business banking relationships within the Coon Rapids market area.Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retentionFacilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk. Drive sustainable growth in deposits, loans, and fee income while managing risk and profitability.Ensure consistent execution of the bank’s brand, culture, and customer experience standards.Ensures the bank and employees are involved in the community and considered a key component of the community.Cross sells all Midwest Heritage products and services.Identifies and contacts key prospective commercial and business customers in the market. Document calls, contacts, all proactive behaviors and results in Salesforce.Stays abreast of all business-related activities and organizations in the community.Assists in strategic planning and leads efforts to achieve objectives set for lending area of bank.Works with executive team to meet strategic and budget targets.Knowledge, Skills, Abilities, and Worker Characteristics:Must have a friendly positive attitude, strong written and verbal communication skills and the ability to approach people.Self-motivation, strong work ethic and the ability to build personal relationships.Must be able to work independently with little daily supervision.Must possess competitive spirit.Excellent organizational skills, work with detail, high level of accuracy, and follow-up skills are required.Required to be able to maintain a high degree of confidentiality.Will always present themselves in a professional manner.Must have proficiency of PC with Microsoft Word, Excel, Access, Outlook,Education and Experience:Bachelor’s degree.Bank office management and experience in business lending.Minimum of fifteen years of banking and lending experience.Physical Requirements:This position is classified sedentary/light and requires the ability to sit for long periods of time.Visual requirements include: ability to see detail at near range with or without correction.Must be able to perform the following physical activities: sitting for long periods, talking (in person and by telephone), hearing and repetitive motions.Working Conditions:The duties of this position are normally performed in a general office setting. This is a fast-paced work environment.There is frequent pressure to meet deadlines and handle multiple projects in a day.Must be able to work independently with little daily supervision.< 10% travel mainly local between Midwest Heritage locations, current client and future client locationsEquipment Used to Perform Job:PC with Microsoft Office programsContacts:This position works with Midwest Heritage employees, customers, Hy-Vee employees, vendors and outside agents doing direct business with Midwest HeritageConfidentiality:This position has the responsibility to protect the privacy and confidentiality of customers, employees and bank/insurance/financial information at all times.