Marcus by Goldman Sachs, Money Movement & Reconciliation| Draper, UT Draper · · Call Center Representative

Goldman Sachs Bank AG; Draper (UT); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Marcus by Goldman Sachs, the online consumer banking arm of Goldman Sachs, seeks a Back Office Money Movement and Reconciliation Specialist in Draper, UT. You will oversee cash flow processes, including wires, ACH, checks, and internal transfers, ensuring timely task completion.

You will reconcile payments against ledgers, escalate discrepancies, and collaborate with Risk, Compliance, Treasury, Legal and Technology to implement improvements. This is a hybrid role with three office days per week.

Qualifications

• Strong customer service experience with verbal and written communication.
• Basic understanding of banking operations including wires, ACH, checks.
• Strong analytical, problem-solving, and organizational skills with a risk mindset.
• Self-motivated, detail-oriented and flexible, capable of prioritising tasks under pressure.
• High School Diploma.

Responsibilities

• Understand banking concepts with focus on cash flows: wires, ACH, checks, internal transfers.
• Check payments and reconcile against general ledgers; escalate discrepancies.
• Collaborate with Risk, Compliance, Legal, Treasury, and Technology to resolve issues.
• Complete assigned casework, manage queues, and generate reports within SLAs.
• Escalate critical issues and communicate with upper management about tasks and improvements.

Skills

Customer service

Banking operations

Analytical thinking

Attention to detail

High school diploma

Education

High School Diploma

Job description

Marcus by Goldman Sachs, Money Movement & Reconciliation| Draper, UT location_on Draper, UT, United States

Marcus by Goldman Sachs

As the online consumer banking business of Goldman Sachs, Marcus operates as a digital bank, providing high-yield savings accounts and Certificates of Deposit (CDs) directly to individual consumers. Marcus combines Goldman Sachs' 150+ years of expertise with intuitive digital experiences, focusing on value, transparency, and simplicity for its millions of customers.

About the role

As a Back Office Money Movement and Reconciliation Specialist, you will be responsible for the oversight of cash flow processes, including wires, ACH, checks, and internal transfers. You will play a key role in ensuring timely task completion, identifying areas for enhancement, and effectively escalating any discrepancies or issues. This involves checking payments, matching them to general ledgers, and resolving payment-related issues in collaboration with other departments.

Responsibilities:

• Understand basic banking concepts with an emphasis on cash flows of money movement processes: incoming/outgoing wires, outgoing ACH, outgoing checks, internal transfers, and suspense breaks
• Perform thorough checks of payments and reconcile them against general ledgers, promptly escalating and resolving any identified discrepancies
• Interact effectively with various firm-wide stakeholders, including Risk, Compliance, Legal, Treasury, and Technology, to resolve payment issues and implement improvements
• Complete assigned casework, manage queues, and generate reports within specified Service Level Agreements (SLAs)
• Escalate critical issues timely and confidently communicate with upper management regarding tasks, processes, and potential improvements.

Qualifications:

• Strong customer service experience with excellent verbal and written communication skills
• Basic understanding of banking operations, including check payments, wires and ACH
• Strong analytical, problem-solving, and organizational skills with a risk and control mindset, consistently taking ownership and accountability for tasks and projects
• Self-motivated, detail-oriented, and flexible, capable of prioritizing tasks and performing effectively under pressure in a team environment, including adapting to occasional overtime
• High School Diploma

Preferred Qualifications

• Prior experience in banking, payment, wire transfers, or cash movement within an operational or banking environment

Job Shift

Operating hours are Monday to Friday, between 8:00 AM and 8:30 PM CT. Your specific shift will vary within these hours. Weekend availability may be required in the future.

Location

Openings are available in Richardson, TX, and Draper, UT. This role operates under a hybrid working model, requiring three days per week in the office. Full office attendance may be required in the future.

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people atGS.com/careers .

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.