Manager, Product Management - MDES Localization

MasterCard; O’Fallon (MO); On-site; USD 130,000 - 221,000; Full time

Benefits offered by this job

Health insurance

401k plan

Paid time off

Tuition reimbursement

Job summary

Mastercard's MDES Localization team seeks a Manager, Product Management to lead market-specific localization of MDES tokenization services, aligning with regulatory requirements and global product strategy.

You will coordinate across product, technology, legal, compliance, privacy and regional teams to translate requirements into scalable solutions and ensure successful certification and deployment. This role anchors US market delivery from our O'Fallon, Missouri office.

Qualifications

• Four+ years of relevant work experience, including two+ years in product management or business analysis.
• Experience coordinating with legal, compliance, regulatory, regional, and market stakeholders.
• Ability to translate business and regulatory requirements into scalable product solutions.
• Experience with Agile or Waterfall SDLC.

Responsibilities

• Develop and maintain knowledge of the MDES product portfolio and tokens.
• Apply localization archetypes to assess market requirements and identify gaps.
• Partner with MDES product owners to define localization approaches.
• Collaborate with legal, compliance, privacy, and regulators to understand requirements.
• Translate requirements into scalable product capabilities with tech teams.
• Communicate capabilities to stakeholders and create internal docs.
• Represent the product team during MDES certification processes.

Skills

Product management

Business analysis

Regulatory knowledge

Stakeholder collaboration

Agile/Waterfall

Project management

Communication

Education

Bachelor's degree or equivalent

Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary Manager, Product Management - MDES Localization Department Overview

Mastercard's digital payments strategy is helping accelerate the transition from physical card payments to secure digital payment experiences across mobile phones and other connected devices.

• Defining the strategy and product offerings for Mastercard's digital tokenization services.
• Localizing MDES services to meet market and regulatory requirements while maintaining a consistent user experience.
• Ensuring MDES products are secure, market-ready, and aligned with industry tokenization standards developed through EMVCo.

Role Overview

The Manager, Product Management will assess market-specific requirements and coordinate the design and implementation of localized MDES solutions, particularly in countries with domestic payment schemes, domestic switches, or complex regulatory requirements. This individual will serve as the localization product partner to MDES product owners, helping them assess market requirements, define the localization approach, prioritize needs, and coordinate delivery. The role works across product, technology, legal, compliance, privacy, regulatory, and regional teams to translate business and regulatory requirements into scalable product solutions.

Key Responsibilities

• Develop and maintain a working knowledge of the MDES product portfolio and related digital products, including their purpose, design patterns, and constraints.
• Apply Mastercard's localization archetypes to assess market requirements, identify product gaps, and recommend reusable, market-specific solutions.
• Partner with MDES product owners to define localization approaches that support their product strategies and business priorities.
• Partner with legal, compliance, privacy, and regulatory experts to understand market-specific requirements and evaluate how proposed solutions address them.
• Work with product managers, technical architects, and technology teams to translate requirements into scalable product capabilities and lead their implementation.
• Clearly communicate the capabilities and limitations of base and localized MDES services to regulatory counsel, compliance, privacy, and other relevant stakeholders.
• Create internal product documentation that captures market requirements, solution decisions, priorities, and implementation needs.
• Develop or update customer-facing implementation documentation for issuers, acquirers, and service providers using localized MDES capabilities.
• Represent the product team during certification processes required to launch localized solutions on the MDES platform.

Experience and Skills

• At least four years of relevant professional experience, including two or more years in product management or business analysis.
• Experience working with legal, compliance, regulatory, regional, or market stakeholders across multiple jurisdictions.
• Demonstrated experience partnering with product managers to deliver market-specific solutions that align with global product strategies and regulatory requirements.
• Experience working with technical and product teams to define requirements and deliver product capabilities.
• Ability to connect product strategy with technical and customer requirements, including when designing new features or resolving product issues.
• Strong project management, problem-solving, quantitative analysis, and organizational skills, with the ability to communicate complex information clearly.
• Strong written communication skills, including experience creating business requirements, implementation guides, or similar product documentation.
• Experience working within Agile or Waterfall software development life cycles.
• Experience using generative AI tools to improve productivity, with appropriate review and validation to ensure the accuracy and reliability of outputs.
• Working knowledge of payment tokenization, transaction processing, and credit or debit card payments.
• Bachelor's degree or equivalent professional experience required.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role.

In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [e-mail] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard's security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Benefits for full-time (and certain part-time) employees

• insurance (including medical, prescription drug, dental, vision, disability, life insurance)
• flexible spending account and health savings account
• paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave)
• 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire
• 10 annual paid U.S. observed holidays
• 401k with a best-in-class company match
• deferred compensation for eligible roles
• fitness reimbursement or on-site fitness facilities
• eligibility for tuition reimbursement
• and many more

Benefits for interns

• 56 hours of Paid Sick and Safe Time
• jury duty leave
• on-site fitness facilities in some locations.

Pay Ranges

• O'Fallon, Missouri: $130,000 - $221,000 USD
• Purchase, New York: $150,000 - $254,000 USD

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them along. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.