Manager of Risk Management

Zealcu; Livonia (MI); Presencial; USD 120 000 - 180 000; Tempo integral

Resumo da oferta

Zeal Credit Union in Livonia, MI is seeking a Manager of Risk Management to lead Risk Management and BSA functions, ensuring regulatory compliance and sustainable growth. You will build a proactive risk culture, coach a team, and translate risk data into actionable executive insights.

As BSA Officer, you will oversee CTRs/SARs reporting, risk assessments, fraud prevention, and regulatory examinations, while partnering across departments to embed risk in product and service decisions.

Qualificações

• 5+ years of progressively responsible experience in risk management, BSA/AML, fraud, compliance, financial services, or related field.
• Bachelor's degree or equivalent combination of education and relevant experience.
• Extensive knowledge of laws, regulations, and regulatory expectations pertaining to Risk Management, BSA/AML, OFAC, fraud prevention.
• Strong strategic, analytical, research, and problem-solving skills with the ability to identify trends, assess risk, determine root causes, and develop practical recommendations.
• Demonstrated ability to exercise sound business judgment, translate complex risk information into business implications, and prioritize competing risks based on organizational impact.
• Demonstrated leadership and people-development skills, including coaching, performance management, accountability, collaboration, influence, and strong written, verbal, presentation, and executive communication.

Responsabilidades

• Provide strategic and operational leadership over Zeal Credit Union's Risk Management and BSA functions.
• Serve as the designated BSA Officer with oversight of CTRs, SARs, and related compliance programs.
• Oversee annual risk assessments, update policies, and ensure regulatory reporting timelines.
• Develop fraud-prevention strategies and investigative frameworks to mitigate threats.
• Collaborate across departments to embed risk considerations in products, services, and vendors.
• Lead regulatory examinations and coordinate responses with law enforcement and auditors.
• Coach and develop the risk team and promote a culture of risk awareness.

Conhecimentos

Risk management

BSA/AML

Fraud prevention

Regulatory knowledge

Leadership

Strategic thinking

Formação académica

Bachelor's degree

Descrição da oferta de emprego

Why You'll Love This Role

Are you a visionary risk professional ready to champion financial integrity and drive sustainable growth? As the Manager of Risk Management at Zeal Credit Union, you will provide strategic and operational leadership over our vital Risk Management and BSA functions. In this high-impact role, you will build and cultivate a proactive risk environment that protects our credit union, its members, and our reputation, while simultaneously supporting responsible growth and sound business decisions. Leading with a culture-first mindset, you will develop, coach, and empower a talented team, establish clear performance expectations, identify emerging market trends, and translate complex risk data into actionable recommendations for executive leadership.

Essential Functions

The Manager of Risk Management provides strategic and operational leadership for Zeal Credit Union's Risk Management and Bank Secrecy Act (BSA) functions, aligning departmental priorities with organizational strategy, growth plans, and regulatory responsibilities. Serving as the designated BSA Officer, this role delivers comprehensive oversight for all BSA/AML/OFAC/CIP and USA PATRIOT Act programs, which includes managing annual risk assessments, continuously improving compliance policies, and ensuring the accurate, timely submission of CTRs, SARs, FinCEN 314(a)/314(b), and OFAC reporting. To safeguard the institution, the Manager develops robust fraud-prevention strategies and establishes consistent investigative frameworks to evaluate, document, and mitigate threats affecting Zeal, its members, or its business interests. This leadership position actively partners across all departments to embed risk considerations into new products, services, vendors, and strategic initiatives, while managing external relationships with law enforcement, auditors, and regulators. Operationally, the Manager coordinates responses to search warrants, oversees criminal investigations, and leads federal or state regulatory examinations from preparation through sustainable remediation. As a core member of Zeal's leadership team, the individual fosters organizational risk awareness through employee education, continuously optimizes workflows and monitoring technology to drive automation, and dedicates significant focus to leading, coaching, and building bench strength within the risk management team.

Qualifications

Required:

• 5+ years of progressively responsible experience in risk management, BSA/AML, fraud, compliance, financial services, or a related field.
• Bachelor's degree or equivalent combination of education and relevant experience.
• Extensive knowledge of laws, regulations, and regulatory expectations pertaining to Risk Management, BSA/AML, OFAC, fraud prevention, and related areas.
• Strong strategic, analytical, research, and problem-solving skills with the ability to identify trends, assess risk, determine root causes, and develop practical recommendations.
• Demonstrated ability to exercise sound business judgment, translate complex risk information into business implications, and prioritize competing risks based on organizational impact.
• Demonstrated leadership and people-development skills, including coaching, performance management, accountability, collaboration, influence, and strong written, verbal, presentation, and executive communication.

Preferred:

• Experience working with financial institution regulators, independent auditors, law enforcement, financial-crime investigations, and related hearings.
• Ability to read, interpret, and operationalize complex regulations, guidance, and other documents impacting Risk Management.
• Experience using advanced investigative techniques, risk/fraud data, monitoring systems, and trend analysis to validate information and improve risk identification and decision‑making.

Schedule (subject to change)

Monday-Friday 9:00am-5:00pm (Flexible based on business needs)

Zeal Credit Union is committed to a policy of equal treatment and opportunity in every aspect of its relations with employees, without regard to race, sex, color, religion, gender identity, sexual orientation, height, weight, national origin, citizenship status, age, military or veteran status, or disability, or any other classification protected by applicable federal, state or municipal law. Applicants may request accommodation during the application process by contacting 800-321-8570 OR [e-mail].