Manager of Mortgage Underwriting

First National Bank Of Pennsylvania; United States; Presencial; USD 95.000 - 125.000; Jornada completa

Descripción de la vacante

First National Bank of Pennsylvania in Pittsburgh seeks a Manager of Mortgage Underwriting to oversee the Residential Mortgage Underwriting area, maintaining expertise in conventional, government and portfolio loan programs. You will monitor daily activities, provide guidance, and train staff to ensure quality and compliance.

Responsibilities include supervising underwriters, handling HR issues, reviewing guidelines, supporting auditors, and coordinating with product development on new

Formación

• High School diploma or GED is required.
• Minimum 10 years of job-related experience.
• Strong written and verbal communication skills.

Responsabilidades

• Supervises daily activities of Underwriters and Mortgage Underwriting staff.
• Manages HR issues including hiring and annual reviews.
• Monitors loan quality with Residential Mortgage Credit Officer.

Conocimientos

Strong communication

Organizational skills

Interpersonal skills

Analytical skills

Detail oriented

MS Word

MS Excel

MS PowerPoint

Office equipment

Educación

High School or GED

Herramientas

MS Word

MS Excel

MS PowerPoint

Descripción del empleo

Primary Office Location: 626 Washington Place. Pittsburgh, Pennsylvania. 15219.

Position Title: Manager of Mortgage Underwriting Business Unit: Credit Reports to: Residential Mortgage Credit Officer

Position Overview:

This position is primarily responsible for overseeing the Residential Mortgage Underwriting area. The incumbent maintains the highest level of expertise in conventional, government and Portfolio loan programs, Monitors the daily activities of the Underwriting staff and provides training on products, programs and procedures.

Primary Responsibilities:

• Supervises the daily activities of the Underwriters, Mortgage Underwriting Supervisor and assisting with the management of the Appraisal Coordinators.
• Manages all Underwriter HR issues including hiring of new personnel and participating int he preparation of annual reviews.
• Monitors the Underwriters Loan Quality with the Residential Mortgage Credit Officer.
• Maintains proper accreditation in various loan programs (DE and SAR).
• Attends continuing education when required to achieve or maintain accreditation.
• Continues to cross train in other credit products as personal advancement (Eg; Commercial, Home Equity, etc.).
• Maintains a thorough understanding of all aspects of underwriting various loan products.
• Conducts regular Underwriting Staff meetings to review revisions to guidelines and compliance changes.
• Participate with Residential Mortgage Credit Officer, Compliance, Legal and the New Product Development team as needed to deploy new products.
• Develop and ensure departmental process flow.
• Maintain an update Underwriting Procedures as necessary.
• Review Policies annually with Residential Mortgage Credit Officer.
• Monitors the Residential Mortgage Underwriting exceptions box and acts on requests for exceptions.
• Makes determination or acquires appropriate authority for Exceptions.
• Reviews and perfects exception reporting for RCPC.
• Assists Mortgage Loan Originators in structuring deals understanding guidelines and answering questions about commitment conditions, loan programs, qualification; etc.
• Works with Residential Mortgage Credit Officer to respond to audits and regulatory findings.
• Represents FNB with Agencies and Regulators as necessary.
• Other duties as assigned requiring underwriting skills and insight.
• Performs other related duties and projects as assigned.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

High School or GED

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

10

Skills Required to Perform the Primary Responsibilities of this Position:

• Excellent organizational, analytical and interpersonal skills
• Excellent communication skills, both written and verbal
• Detail-oriented
• Ability to use general office equipment
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Basic Level
• MS PowerPoint - Basic Level

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

• FHA Direct Endorsed Underwriter Staff Appraisal Reviewer for Veterans Administration (LAAP

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.

A culture of teamwork. A history of success. As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina. Our consistent recognition as a best place to work and top workplace by our own employees symbolizes the outstanding culture we represent.