Manager of Mortgage Underwriting

FNB Corporation; Pittsburgh (Allegheny County); Vor Ort; USD 120.000 - 160.000; Vollzeit

Zusammenfassung

FNB Corporation in Pittsburgh, PA is seeking a Manager of Mortgage Underwriting to lead the Residential Mortgage Underwriting team and ensure high quality loan decisions across conventional, government, and portfolio programs.

You will supervise underwriters and support staff, maintain program accreditations, participate in policy updates, and collaborate with Compliance, Legal and Product Development to deploy new products. A proven background in underwriting and leadership is required.

Qualifikationen

• High School diploma or GED required.
• 10+ years of related underwriting experience.
• Excellent organizational, analytical and interpersonal skills.
• Excellent written and verbal communication skills.
• Detail-oriented with strong attention to accuracy.
• Proficient with MS Word, Excel and PowerPoint at a basic level.
• FHA Direct Endorsed Underwriter certification and LAAP accreditation.

Aufgaben

• Oversee the Residential Mortgage Underwriting area.
• Supervise Underwriters and Mortgage Underwriting Supervisor; assist HR for staff.
• Maintain and update underwriting guidelines and procedures.
• Ensure accuracy of loan structuring and conditions; respond to audits.
• Coordinate with Compliance, Legal and Product teams on new programs.
• Represent the department with agencies and regulators as needed.

Kenntnisse

Organizational skills

Analytical skills

Interpersonal skills

Communication skills

Detail-oriented

Office equipment

PC software

MS Word

MS Excel

MS PowerPoint

Ausbildung

High School Diploma or GED

Jobbeschreibung

Manager of Mortgage Underwriting - FNB Corp### Manager of Mortgage UnderwritingApply: Pittsburgh, PA: Full time: Posted Today: 2026-02605## Primary Office Location:626 Washington Place. Pittsburgh, Pennsylvania. 15219.## **Join our team. Make a difference - for us and for your future.****Position Title:** Manager of Mortgage Underwriting **Business Unit:** Credit**Reports to:** Residential Mortgage Credit Officer**Position Overview:**This position is primarily responsible for overseeing the Residential Mortgage Underwriting area. The incumbent maintains the highest level of expertise in conventional, government and Portfolio loan programs, Monitors the daily activities of the Underwriting staff and provides training on products, programs and procedures.**Primary Responsibilities:**Supervises the daily activities of the Underwriters, Mortgage Underwriting Supervisor and assisting with the management of the Appraisal Coordinators. Manages all Underwriter HR issues including hiring of new personnel and participating int he preparation of annual reviews. Monitors the Underwriters Loan Quality with the Residential Mortgage Credit Officer.Maintains proper accreditation in various loan programs (DE and SAR). Attends continuing education when required to achieve or maintain accreditation. Continues to cross train in other credit products as personal advancement (Eg; Commercial, Home Equity, etc.). Maintains a thorough understanding of all aspects of underwriting various loan products.Conducts regular Underwriting Staff meetings to review revisions to guidelines and compliance changes. Participate with Residential Mortgage Credit Officer, Compliance, Legal and the New Product Development team as needed to deploy new products.Develop and ensure departmental process flow. Maintain an update Underwriting Procedures as necessary. Review Policies annually with Residential Mortgage Credit Officer.Monitors the Residential Mortgage Underwriting exceptions box and acts on requests for exceptions. Makes determination or acquires appropriate authority for Exceptions. Reviews and perfects exception reporting for RCPC.Assists Mortgage Loan Originators in structuring deals understanding guidelines and answering questions about commitment conditions, loan programs, qualification; etc.Works with Residential Mortgage Credit Officer to respond to audits and regulatory findings. Represents FNB with Agencies and Regulators as necessary.Other duties as assigned requiring underwriting skills and insight.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.**Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:**High School or GED **Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:**10 **Skills Required to Perform the Primary Responsibilities of this Position:**Excellent organizational, analytical and interpersonal skills Excellent communication skills, both written and verbal Detail-oriented Ability to use general office equipment Ability to use a personal computer and job-related software MS Word - Basic Level MS Excel - Basic Level MS PowerPoint - Basic Level **Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:**FHA Direct Endorsed Underwriter Staff Appraisal Reviewer for Veterans Administration (LAAP **Physical Requirements or Work Conditions Beyond Traditional Office Work:**N/A### **Equal Employment Opportunity (EEO):**It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.