Manager, Credit Risk Management

Macquarie Group; Houston (TX); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Wellbeing leave day

Annual leave

Parental leave

Volunteer leave

Medical & insurance benefits

Hybrid work arrangements

Job summary

Macquarie Group’s HoustonCredit Risk Team oversees risk across hedging, lending and physical energy transactions, partnering with Commodity Markets and Finance desks. You will manage credit risk, perform detailed assessments, and propose internal ratings and credit limits in a dynamic energy portfolio.

This role requires 3-5 years in credit risk, strong financial analysis, and the ability to communicate with risk colleagues and front office.

Qualifications

• 3-5 years in Credit Risk or related roles.
• Strong foundation in financial analysis and evaluating financial statements.
• Judgement to identify key risks in structured transactions.
• Ability to communicate effectively with risk colleagues and front office.
• Familiarity with financial and physical commodity products.
• Experience in energy sector is beneficial though not essential.

Responsibilities

• Manage credit risk of a diverse portfolio of energy sector counterparties.
• Conduct in-depth quantitative and qualitative credit assessments.
• Prepare written analyses and recommendations; set internal ratings and credit limits.
• Propose credit structures and participate in annual portfolio credit reviews.
• Collaborate with front office and other stakeholders, providing risk-based recommendations.

Skills

Credit risk analysis

Financial analysis

Risk communication

Structured transactions

Commodity products

Energy sector experience

Job description

The Houston Credit Risk Team within the Risk Management Group partners closely with the Commodity Markets and Finance desks, providing risk oversight across hedging, lending and physical transactions predominately in the Energy sector.

We are a global financial services group operating in 30 markets with 57 years of unbroken profitability. At Macquarie, you're empowered to shape a career that is fulfilling and creates value. You will bring your insights and expertise to the task at hand and feel supported as you make your own kind of impact for a better future.

What role will you play?

In this role you will manage the credit risk of a diverse portfolio of counterparties operating across the Energy sector. You will conduct in-depth quantitative and qualitative credit assessments, prepare detailed written analysis and recommendations, set internal ratings, propose credit limits and participate in the annual portfolio credit review process. You will also collaborate with the front office and other stakeholders and provide review and risk based recommendations on new transactions and structures

What You Offer

• 3-5 years in Credit Risk or related roles
• Strong foundation in financial analysis, with an understanding of evaluating financial statements to determine creditworthiness
• Sounds judgement in identifying and evaluate key risks in structured transactions and anticipating potential challenges
• An ability to communicate effectively at all levels with risk colleagues and front office internal stakeholders
• Familiarity with both financial and physical commodity products
• Experience in the energy sector, including upstream financing, power, gas and oil is beneficial although not essential

What We Offer

At Macquarie, you're empowered to shape a career that’s rewarding in all the ways that matter most to you. Macquarie employees can access a wide range of benefits which, depending on eligibility criteria, include:

Benefits

• 1 wellbeing leave day per year and a minimum of 25 days of annual leave
• 20 weeks' paid parental leave for primary caregivers along with 12 days of paid transition leave upon return to work and 6 weeks' paid leave for secondary caregivers
• 2 days of paid volunteer leave and donation matching
• Benefits and initiatives to support your physical, mental and financial wellbeing such as medical, prescription drug, dental, and vision insurance; health savings account and dependent day care savings account; life insurance, disability, and other insurance plans; 401(k) and short/long term disability
• Access to our Employee Assistance Program, a robust behavioural health network with counselling and coaching services
• Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription
• Recognition and service awards
• Hybrid and flexible working arrangements, dependent on role
• Reimbursement for work from home equipment

About the Risk Management Group

Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie's material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central.

Inclusion at Macquarie

We are committed to providing an inclusive environment for all, where different experiences, skills and perspectives are valued and respected. Macquarie provides access to opportunities for all individuals regardless of race, colour, religion, sex, sexual orientation, national origin, age, disability, protected veteran status, genetic information, marital status, gender identity or any other characteristic or circumstance.

We provide reasonable accommodation to individuals who may need support during the recruitment process and employment. If you require an accommodation, please let us know during the application process.