Manager, Credit Risk

Macquarie Group; Houston (TX); Hybrid; USD 90,000 - 140,000; Full time

Benefits offered by this job

Wellbeing leave day per year

25 days annual leave

Parental leave (20 weeks)

Volunteer leave with donation matching

Comprehensive insurance and retirement

Hybrid and flexible working

Job summary

Macquarie Group in Houston seeks a Credit Risk professional to manage a diverse portfolio across energy and commodity transactions, applying rigorous credit analysis to evaluate creditworthiness and monitor exposures. You will work with front office and risk stakeholders to balance commercial objectives withMacquarie’s risk appetite.

The role requires 3–5 years in credit risk or related fields, strong financial analysis, and the ability to provide independent risk recommendations across lending,

Qualifications

• Strong financial analysis skills; evaluate financial statements and industry dynamics.
• Experience preparing credit analysis and recommendations for approvals and risk ratings.
• Ability to identify and evaluate key risks across counterparties and structured financings.
• Excellent stakeholder management and collaboration with front office while maintaining independent risk oversight.

Responsibilities

• Manage credit risk of a diverse portfolio across energy and commodities.
• Conduct qualitative and quantitative assessments to evaluate creditworthiness.
• Review lending, trading, hedging, and project/structured financings; prepare recommendations.
• Provide independent challenge and practical risk-based decisions throughout the lifecycle.

Skills

Credit risk analysis

Financial statement analysis

Stakeholder management

Credit approvals

Energy & commodities domain

Job description

Join the Houston Credit Risk team within Macquarie’s Risk Management Group, partnering closely with the Commodity Markets and Finance business to provide independent risk oversight across energy and commodity transactions. You will apply your credit expertise and commercial judgment to support responsible business growth across a diverse portfolio of counterparties, financing structures, and physical and financial commodity products.

We are a global financial services group operating in 30 markets with 57 years of unbroken profitability. At Macquarie, you’re empowered to shape a career that is fulfilling and creates value. You will bring your insights and expertise to the task at hand and feel supported as you make your own kind of impact for a better future.

What role will you play?

You will manage the credit risk of a diverse portfolio of counterparties across the energy and commodities sectors, conducting quantitative and qualitative assessments to evaluate creditworthiness and monitor existing exposures. You will review lending, trading, hedging, physical commodity, project finance, and structured financing transactions, preparing clear recommendations on credit approvals, limits, and internal risk ratings. Working closely with front office and risk stakeholders, you will provide independent challenge and practical recommendations that balance commercial objectives with Macquarie’s risk appetite. You will also contribute to ongoing portfolio monitoring and annual credit reviews, identifying emerging risks and supporting timely risk decisions throughout the transaction lifecycle.

What you offer

• 3–5 years of experience in credit risk or a related discipline, such as commercial banking, corporate credit, energy lending, project finance, commodity trading risk, or structured finance.
• Strong financial analysis skills, including the ability to evaluate financial statements, business performance, industry dynamics, and other factors affecting creditworthiness.
• Sound judgment in identifying and evaluating key risks across counterparties, transactions, and structured financings, with the ability to anticipate potential challenges.
• Experience preparing written credit analysis and making recommendations regarding approvals, credit limits, and internal risk ratings.
• Strong stakeholder management and influencing skills, with the ability to partner effectively with front office colleagues while maintaining independent risk oversight.

What we offer

At Macquarie, you’re empowered to shape a career that’s rewarding in all the ways that matter most to you. Macquarie employees can access a wide range of benefits which, depending on eligibility criteria, include:

• 1 wellbeing leave day per year and a minimum of 25 days of annual leave
• 20 weeks’ paid parental leave for primary caregivers along with 12 days of paid transition leave upon return to work and 6 weeks’ paid leave for secondary caregivers
• 2 days of paid volunteer leave and donation matching
• Benefits and initiatives to support your physical, mental and financial wellbeing such as medical, prescription drug, dental, and vision insurance; health savings account and dependent day care savings account; life insurance, disability, and other insurance plans; 401(k) and short/long term disability
• Access to our Employee Assistance Program, a robust behavioural health network with counselling and coaching services
• Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription
• Recognition and service awards
• Hybrid and flexible working arrangements, dependent on role
• Reimbursement for work from home equipment

About the Risk Management Group

Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie’s material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central.

Inclusion at Macquarie

We are committed to providing an inclusive environment for all, where different experiences, skills and perspectives are valued and respected. Macquarie provides access to opportunities for all individuals regardless of race, colour, religion, sex, sexual orientation, national origin, age, disability, protected veteran status, genetic information, marital status, gender identity or any other characteristic or circumstance.
We provide reasonable accommodation to individuals who may need support during the recruitment process and employment. If you require an accommodation, please let us know during the application process.