Loans Officer

nan; American Samoa; On-site; USD 2,000 - 3,000; Full time

Benefits offered by this job

Competitive salary

Performance incentives

Career growth

On-the-job training

Exposure to BFSI sector

Job summary

Unknown company is seeking motivated Loan Officers - Agri Loan to join the team. You will source agricultural loan customers, generate leads, assist with loan applications, and ensure timely processing with proper documentation.

Responsibilities include visiting farmers, collecting documents, meeting monthly targets, and coordinating with credit/operations to ensure smooth processing. Willingness to travel and strong communication are essential.

Qualifications

• Minimum 12th Pass as eligibility.
• At least 1 year of experience in loan sales or related field.
• Experience in Agri Loan / KCC / Tractor Loan / Gold Loan / MSME Loan / LAP is a plus.
• Strong communication and customer-handling skills.
• Willingness to travel extensively for field visits.
• Target-oriented approach and comfort with digital apps.

Responsibilities

• Generate leads and acquire customers for agricultural loans.
• Visit farmers and agri businesses to explain loan products.
• Collect and verify customer and loan documents.
• Assist customers through application and approval process.
• Conduct field visits for verification and document collection.
• Maintain relationships with existing and prospective customers.
• Meet monthly sales and disbursement targets.
• Coordinate with credit and operations teams for smooth processing.
• Ensure proper KYC and documentation per guidelines.
• Maintain reports of leads, applications, approvals, and disbursements.

Skills

Lead generation

Sales

Customer handling

Communication skills

Travel willingness

Digital literacy

Education

12th Pass

Tools

Smartphone usage

Job description

We are looking for motivated and experienced Loan Officers - Agri Loan to join our team. The candidate will be responsible for sourcing agricultural loan customers, generating leads, assisting customers with loan applications, and ensuring proper documentation and timely processing of loan cases.

Key Responsibilities

• Generate leads and acquire new customers for agricultural loans.
• Visit farmers, agricultural businesses, and potential customers to explain loan products.
• Collect and verify customer and loan-related documents.
• Assist customers throughout the loan application and approval process.
• Conduct field visits for customer verification and document collection.
• Maintain strong relationships with existing and prospective customers.
• Achieve assigned monthly sales and loan disbursement targets.
• Coordinate with the credit and operations teams for smooth loan processing.
• Ensure proper KYC and documentation as per company guidelines.
• Maintain regular reports of leads, applications, approvals, and disbursements.

Eligibility

• Minimum 12th Pass (Higher Secondary).
• Minimum 1 year of experience in loan sales, banking, financial services, microfinance, NBFC, or related field sales.
• Experience in Agri Loan / KCC / Tractor Loan / Gold Loan / MSME Loan / LAP will be an advantage.
• Good communication and customer-handling skills.
• Willingness to travel extensively for field visits.
• Should have a strong target-oriented approach.
• Basic knowledge of smartphones and digital applications.

What We Offer

• Competitive salary
• Attractive performance-based incentives
• Opportunity for career growth
• On-the-job training and support
• Exposure to the banking and financial services sector

Pay: ₹20,000.00 - ₹25,000.00 per month

Work Location: In person