Loan Specialist - Central Nebraska

Center for Rural Affairs; Lyons (NE); Vor Ort; USD 45.000 - 69.000; Vollzeit

Benefits dieser Stelle

Health, dental, and vision coverage

Health Savings Account contributions

6% employer retirement matching

Employee Assistance Program

Paid holidays and PTO

Zusammenfassung

The Center for Rural Affairs in Grand Island, Nebraska seeks a full-time Loan Specialist fluent in English and Spanish to serve central Nebraska. You will educate prospective borrowers, build a referral network, and guide clients through loan applications while visiting client businesses across the region.

A comprehensive benefits package accompanies the role. This non-profit organization focuses on capital access, community resources, and entrepreneurship in rural areas, offering a flexible

Qualifikationen

• Ability to guide loan borrowers through the application process.
• Develop referral networks with local partners, businesses, bankers, and community residents.
• Gather required documents and prepare loan packages for review and approval.
• Provide technical assistance to borrowers throughout the loan relationship.
• Establish and maintain regular contact with clients to share resources and progress.

Aufgaben

• Assist, guide, and educate prospective loan borrowers as they journey through the loan application process.
• Develop a referral network with local partners, businesses, bankers, economic development districts, and residents to identify and support borrowers.
• Gather documents, prepare, analyze, and assess loan packages for review and approval.
• Provide technical assistance to borrowers at all stages of the loan relationship.
• Build relationships with clients and partners, keeping them informed and connected.

Kenntnisse

Relationship-building

Drive to achieve results

Inclusive leadership

Commitment to Center’s Mission and Val

Jobbeschreibung

Are you passionate about assisting individuals and communities with small business development and access to capital? Do you enjoy talking with people to uncover their needs and present them with financial solutions? Are you competitive and self-driven to meet goals? The Center for Rural Affairs is looking for you!

The Center for Rural Affairs is seeking a full-time Loan Specialist who is bilingual and fluent in both English and Spanish to serve central Nebraska with a focus on Grand Island, Kearney, Lexington, North Platte, Columbus, and Schuyler.

The ideal candidate will be passionate about small businesses, entrepreneurship, and think strategically about access to capital. They will have a proven ability to build relationships with clients, community leaders, and partners to maintain a strong referral network. They will deliver technical assistance to potential and current loan clients. They will visit current client businesses and celebrate their accomplishments. They will be committed to delivering results while helping clients navigate entrepreneurship opportunities.

Who We Are

The Center for Rural Affairs is a dynamic, energetic non-profit organization working to build a better rural future for all. We’ve done this work for more than 50 years, and we do it from rural places with a flexible work environment. The Center focuses on capital access, community capacity, and policy advocacy strategies, with work in areas of food systems, community resources, small business support, and environment and resilience. The Center’s work is rooted in our mission-aligned values. We believe that a diversity of people and ideas strengthens our work, our workplace, and our communities. We take equal opportunity seriously, and we welcome applicants from a variety of backgrounds. Additional information can be found at www.cfra.org. Check to see if our Mission and Values match yours!

What You’ll Do

The Loan Specialist reports to the Lending Services Director, works with the lending team, and is responsible for the following:

• You will assist, guide, and educate prospective loan borrowers as they journey through the loan application process.
• You will develop a referral network with local partners, businesses, bankers, economic development districts, and local community residents to identify and support individuals who need small business loans.
• You will gather all documents needed, as well as prepare, analyze, and assess loan packages to present a loan application for review and approval.
• You will provide technical assistance to borrowers in all stages of their loan relationship with the Center.
• You will build a strong relationship with all loan clients, making regular contact with them in person, through phone conversations, or other methods of touching base with clients to keep them informed, gather information, or point them to resources.
• You will develop the expertise to be the trusted go-to person for resources and referrals when requested by community members, organizations, Center staff, and partners.

Who You Are & Keys to Success (the must-haves)

To be successful in this job, you will excel in four areas:

• Relationship-building: You develop and maintain strong, collaborative working relationships with team members, across the organization, and with a diverse group of stakeholders. You know how to build alliances and find points of collaboration even when there are competing interests.
• Drive to achieve results: You have a track record of accomplishing ambitious goals and getting results even when there are obstacles. You set a high bar and meet it because you think three (or 30) steps ahead to anticipate hurdles and come up with pragmatic solutions. You plan backward and involve stakeholders appropriately.
• Inclusive leadership and management: You approach leadership with a collaborative mindset of “power with” rather than “power over” and regularly include others in decision-making. You seek out those who have the experience to guide, advise, and plan how you approach the work.
• Commitment to the Center’s Mission and Values: You are aligned with and committed to the Center’s Mission and Values. You recognize how your own identities show up in the work, and welcome, reflect on, and act on feedback with an eye toward continuous learning about differences to overcome barriers. You recognize that investment in communities, people, and entrepreneurship are pathways to better outcomes.

If you were here right now, you would be:

• Meeting with entrepreneurs, reviewing loan applications, talking through business plans, and helping clients understand their financing options.
• Analyzing financials and cash flow to assess creditworthiness and move loan requests forward in line with program guidelines.
• Building relationships with community partners and internal teams to generate leads, expand lending opportunities, and support client success.
• Managing active loans and tracking outcomes and supporting borrowers through repayment while contributing to reports for funders, leadership, and the board.

What Else You Should Know

This is a full-time non-exempt position based in Grand Island, Nebraska. This position will require frequent travel by car throughout the region to build your sales and client network, meet with community partners and loan clients, and may include overnight travel on occasion. This position has a salary range of $45,000 to $69,000. (Candidates with more extensive relevant experience may be considered for a Senior Loan Specialist role with a salary range of $65,000 to $84,000.)

A comprehensive benefits package will be offered that has a cash value of $10,000 to $29,500, depending on family status and tenure with the Center. Benefits include employer-sponsored health, dental, and vision coverage, employer contributions to a Health Savings Account, 6% employer matching contributions to a retirement plan, a fantastic Employee Assistance Program, 12 paid holidays plus paid time off between Christmas Eve and New Year's Day, Friday Summer Hours from May through August, and vacation and sick pay.

The Center for Rural Affairs is an Equal Opportunity Employer and participates in E-Verify, is committed to the full inclusion of all individuals, and takes steps to ensure that individuals with disabilities are provided reasonable accommodations.