Loan Servicing Specialist *Sign-On Bonus Available*

Socket.dev; Defiance (OH); On-site; USD 42,000 - 64,000; Full time

Job summary

State Bank in Defiance, Ohio seeks a Loan Processor/Servicing Associate to service consumer, commercial, agricultural, and SBA loan files. You will coordinate work within the unit and with other departments, report information to the supervisor, and respond to inquiries from customers and colleagues to keep loan status accurate.

This role rewards initiative and attention to detail, with training and growth opportunities in a trusted, growth‑oriented bank that values teamwork, compliance, and

Qualifications

• High school diploma or equivalent required.
• One year of consumer or commercial loan processing or servicing preferred.
• Strong reading, writing, math and communication skills.
• Proficient with word processing and spreadsheet software.

Responsibilities

• Service consumer, commercial, agricultural and SBA loan files and coordinate work within the unit and with other departments.
• Report pertinent information to the supervisor and respond to inquiries from customers and internal colleagues.
• Process loan payoffs, adjustments, and modifications and monitor related servicing tasks.
• Ensure compliance with bank policies and regulatory requirements and maintain accurate loan documentation.

Skills

Proficient reading and writing

Interpersonal relations

Excellent written and verbal comms

Typing

Word processing & spreadsheets

Education

High school diploma or equivalent

Job description

About Us

Join a high‑performing, expanding $1.5B community bank with $3.2B in total assets under our care, where people, purpose, and opportunity come together to drive meaningful impact. At State Bank, we are building a culture grounded in collaboration, innovation, and integrity, while continuing to invest in our people and the communities we serve. We value individuals who take initiative, think strategically, and are committed to both personal and organizational growth. Our approach recognizes contributions and effort, supports professional development, and provides meaningful financial rewards, including the opportunity to earn up to 30% of your annual wage in quarterly incentives. In addition, we offer opportunities to grow your career within a strong, stable, and expanding organization. If you feel you have what it takes to become part of a high‑performing team of professionals and deliver regional growth goals in a competitive landscape and enjoy strong financial recognition for your leadership and work this opportunity just might be for you.

EDUCATION

A high school diploma or equivalent required.

EXPERIENCE

A minimum of One (1) year experience with Consumer or Commercial loan processing or loan servicing preferred.

PREFERRED SKILLS

• Proficient reading, writing, grammar, and mathematics skills.
• Proficient in interpersonal relations.
• Excellent written and verbal communication skills.
• Moderate typing skills.
• Proficient word processing and spreadsheet software skills.

ROLE AND RESPONSIBILITIES

Responsible for performing a variety of duties to receive and accurately service all consumer, commercial, agricultural and SBA loan files; coordinating work within the unit or department, as well as with other departments and units; reporting pertinent information to the immediate supervisor; responding to inquiries from customers and internal associates or requests for information.

ESSENTIAL DUTIES

1. Performs primary or back-up functions for various duties including pre-booking, booking, servicing, and/or processing payoffs for all loans.
2. • Process and monitor loan payoffs, adjustments and modifications.
   • Reconcile various servicing general ledger accounts, clearing exceptions and resolving issues.
   • Assists with loan disbursements and reconciliations.
   • Assists with set up and maintenance of servicing system.
   • Conducts research analysis and offers solutions to borrower and internal inquiries to loan status.
   • Assists bank personnel regarding the servicing of loans; responds to operations questions.
   • Monitoring insurance requirements
   • Processing payment with participant banks
   • Monitoring of construction loans
   • Ordering of appraisals
   • SBA 1502 reporting and payoff reporting
   • Demonstrates a willingness to adapt to changing business needs and deadlines.
   • Demonstrates a deep attention to detail and can escalation situations through management if necessary.
   • Maintains trailing loan documents
   • Complies with Bank policy and supports leadership goals in a professional and positive manner.
   • Assists supervisor with duties as assigned.
3. Coordinates departmental tasks with coworkers inside and outside the department to ensure an efficient process and the completion of essential tasks needing proper segregation of duties.
4. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
5. Responds to inquiries relating to his/her area, or to requests form customers, other bank personnel, etc., within given time frames and within established policy.
6. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place.
7. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.

ANCILLARY DUTIES

1. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending on individual or departmental circumstances.
2. Requires prolonged periods of sitting to perform most of the essential duties.