Loan Sales Representative - Owensboro, KY

1ffccareers; Owensboro (KY); On-site; USD 21,000 - 23,000; Full time

Job summary

1st Franklin Financial Corporation in Owensboro, KY is seeking a Loan Sales Representative to help customers secure appropriate loan solutions. This role works closely with the Branch Manager and staff to build relationships and identify customer needs.

You will explain product features, handle inquiries with professionalism, and drive sales while maintaining confidentiality and compliance with state and federal regulations. Onsite work and local travel are required.

Qualifications

• High School Diploma or equivalent required.
• Ability to meet licensing requirements of various States and Federal regulators.
• Strong communication skills and ability to analyze information.
• Onsite work at the branch is essential; no work-from-home option.

Responsibilities

• Recommend products and services to support branch sales goals and customer expectations.
• Market branch products to customers and prospects.
• Conduct collection calls to arrange payments on accounts.
• Originates new loan opportunities with customers.
• Develop knowledge of credit underwriting methods and sales tools.
• Ensure customer information is accurate and interactions are documented.
• Meet or exceed branch and individual goals.
• Identify customer needs and respond promptly and professionally.
• Build internal and external relationships while maintaining confidentiality.
• Comply with all company policies and state/federal regulations.

Skills

Interpersonal skills

Communication

Analytical ability

MS Office proficiency

Education

High School Diploma or equivalent

Tools

MS Office Suite

Job description

Join the 1st Franklin team as a Loan Sales Representative.

Salary: $15.00 - $16.99 per hour

This position leverages interpersonal skills, and business knowledge to meet the needs of our customers. This position works closely with the Branch Manager and staff to build relationships and identify the needs of customers. The Loan Sales Representative is knowledgeable of features of products and services to drive that exceptional customer experience. The LSR interviews customers utilizing professionalism, patience, curiosity, and a results-oriented manner.

Principal Accountabilities and Key Activities

• Recommends product and services to support individual, branch sales goals, and customer expectations
• Markets branch products and services to customers and potential customers
• Conducts assigned collection calls of customer accounts to arrange payment
• Seeks opportunities to originate new loans with new and existing customers
• Develop knowledge of credit underwriting methods and sales tools
• Ensures customer information is correct and documents interactions
• Consistently meets or exceeds branch and individual goals
• Conducts dialogues with customers to identify and respond to needs in a timely and efficient manner
• Builds internal and external relationships
• Ensures customer confidentiality and privileged information is maintained
• Adheres to all 1FFC policies and procedures dialogues
• Complies with all State and Federal regulations
• Participates in personal development
• Exhibits knowledge of all 1FFC products
• Seeks additional opportunities and responsibilities

Education, Qualifications and Experience

• High School Diploma or equivalent
• Serving our customers by working onsite at the branch office is an essential function of this job (working from home is not permitted under any circumstances)
• Travel, including overnight travel as required, is an essential function of the position
• Ability to meet current Licensing requirements of various States and Federal regulators
• Demonstrate the ability to analyze relevant information and apply individual judgment
• Advanced interpersonal relationship skills at a variety of levels and greatly differing social and business settings
• Ability to maintain confidential business and personal information
• Action and result focused
• Strong communication skills (verbal / written)
• Proficient with MS Office Suite products

Desirable:

• Possess a valid driver's license and the ability to operate an automobile

About Us:

1st Franklin Financial Corporation has been a family run company for over 80 years. Our goal is to provide financial solutions across our footprint. Today we have over 370 offices across the Southeast and continue to expand into new territory. We offer you the potential to earn an annual salary. To support your growth, we also offer training programs and other developmental opportunities for employees. Benefits include competitive pay, bonus potential, medical, dental, vision, 401(k), paid time off, paid holidays, and paid volunteer time.