Loan Sales Representative - Danville, KY

1st Franklin Financial Corporation; Danville (KY); On-site; USD 31,000 - 35,000; Full time

Job summary

1st Franklin Financial Corporation is seeking a Loan Sales Representative to join our team in Danville, KY. The position emphasizes customer relationships, product recommendations, and loan origination in a branch setting.

The role requires strong interpersonal and communication skills, along with the ability to handle confidential information and meet branch goals. Onsite work and possible travel are essential components of the job.

Qualifications

• High School Diploma or equivalent is required.
• Onsite branch office work is essential; working from home is not allowed.
• Travel, including overnight travel, is an essential function.
• Ability to meet licensing requirements and apply best judgment.
• Strong interpersonal skills and discretion are required.
• Must communicate clearly and maintain confidentiality.

Responsibilities

• Recommend and market branch products and services to customers.
• Markets branch products and services to customers and prospects.
• Conducts collection calls to arrange payments.
• Originates new loans with new and existing customers.
• Develops knowledge of credit underwriting methods and sales tools.
• Ensures customer information is accurate and interactions are documented.
• Meets or exceeds branch and individual goals.
• Interacts with customers to identify needs promptly.
• Builds internal and external relationships.
• Maintains customer confidentiality and complies with policies.
• Adheres to state and federal regulations; participates in personal development.
• Demonstrates knowledge of 1FFC products; seeks additional responsibilities.

Skills

Interpersonal relationship skills

Strong communication skills

Ability to analyze information

MS Office Suite

Education

High School Diploma or equivalent

Tools

MS Office Suite

Job description

Join the 1st Franklin team as a Loan Sales Representative. Salary: $15.00 - $16.99 per hour. This position leverages interpersonal skills, and business knowledge to meet the needs of our customers. This position works closely with the Branch Manager and staff to build relationships and identify the needs of customers. The Loan Sales Representative is knowledgeable of features of products and services to drive that exceptional customer experience. The LSR interviews customers utilizing professionalism, patience, curiosity, and a results-oriented manner.

Principal Accountabilities And Key Activities

• Recommends product and services to support individual, branch sales goals, and customer expectations
• Markets branch products and services to customers and potential customers
• Conducts assigned collection calls of customer accounts to arrange payment
• Seeks opportunities to originate new loans with new and existing customers
• Develop knowledge of credit underwriting methods and sales tools
• Ensures customer information is correct and documents interactions
• Consistently meets or exceeds branch and individual goals
• Conducts dialogues with customers to identify and respond to needs in a timely and efficient manner
• Builds internal and external relationships
• Ensures customer confidentiality and privileged information is maintained
• Adheres to all 1FFC policies and procedures dialogues
• Complies with all State and Federal regulations
• Participates in personal development
• Exhibits knowledge of all 1FFC products
• Seeks additional opportunities and responsibilities

Education, Qualifications And Experience

• High School Diploma or equivalent
• Serving our customers by working onsite at the branch office is an essential function of this job (working from home is not permitted under any circumstances)
• Travel, including overnight travel as required, is an essential function of the position
• Ability to meet current Licensing requirements of various States and Federal regulatorsDemonstrate the ability to analyze relevant information and apply individual judgment
• Advanced interpersonal relationship skills at a variety of levels and greatly differing social and business settings
• Ability to maintain confidential business and personal information
• Action and result focused
• Strong communication skills (verbal / written)
• Proficient with MS Office Suite products

Desirable

• Possess a valid driver's license and the ability to operate an automobile

About Us

1st Franklin Financial Corporation has been a family run company for over 80 years. Our goal is to provide financial solutions across our footprint. Today we have over 370 offices across the Southeast and continue to expand into new territory. We offer you the potential to earn an annual salary. To support your growth, we also offer training programs and other developmental opportunities for employees. Benefits include competitive pay, bonus potential, medical, dental, vision, 401(k), paid time off, paid holidays, and paid volunteer time.