Loan Sales Representative - Lexington, KY

1st Franklin Financial Corporation; Lexington (KY); On-site; USD 31,200 - 33,600; Full time

Job summary

1st Franklin Financial Corporation is hiring a Loan Sales Representative to work at a branch location in Kentucky. The role emphasizes building customer relationships, understanding product features, and meeting customer needs.

You will interact with customers and staff to drive sales while complying with state and federal regulations. The position requires a high school diploma and on-site presence; licensing requirements must be met and MS Office proficiency is expected.

Qualifications

• High School Diploma or equivalent.
• Onsite work at the branch office is essential; working from home is not permitted.
• Ability to meet licensing requirements of various States and Federal regulators.
• Ability to analyze relevant information and apply judgment.
• Advanced interpersonal relationship skills across diverse settings.
• Strong communication skills (verbal and written).
• Proficient with MS Office Suite products.

Responsibilities

• Recommends products and services to meet branch goals and customer expectations.
• Markets branch products and services to customers and prospects.
• Conducts collection calls to arrange payments.
• Seeks opportunities to originate new loans with customers.
• Develops knowledge of credit underwriting methods and sales tools.
• Ensures customer information is accurate and documents interactions.
• Meets or exceeds branch and individual goals.
• Maintains customer confidentiality and complies with regulations.
• Acts in line with 1FFC policies and procedures.

Skills

Communication skills

MS Office Suite

Interpersonal skills

Education

High School Diploma or equivalent

Tools

MS Office Suite

Job description

Join the 1st Franklin team as a Loan Sales Representative

Salary: Starting at $15.00 per hour

This position leverages interpersonal skills, and business knowledge to meet the needs of our customers. This position works closely with the Branch Manager and staff to build relationships and identify the needs of customers. The Loan Sales Representative is knowledgeable of features of products and services to drive that exceptional customer experience. The LSR interviews customers utilizing professionalism, patience, curiosity, and a results-oriented manner.

Principal Accountabilities And Key Activities

• Recommends product and services to support individual, branch sales goals, and customer expectations
• Markets branch products and services to customers and potential customers
• Conducts assigned collection calls of customer accounts to arrange payment
• Seeks opportunities to originate new loans with new and existing customers
• Develop knowledge of credit underwriting methods and sales tools
• Ensures customer information is correct and documents interactions
• Consistently meets or exceeds branch and individual goals
• Conducts dialogues with customers to identify and respond to needs in a timely and efficient manner
• Builds internal and external relationships
• Ensures customer confidentiality and privileged information is maintained
• Adheres to all 1FFC policies and procedures dialogues
• Complies with all State and Federal regulations
• Participates in personal development
• Exhibits knowledge of all 1FFC products
• Seeks additional opportunities and responsibilities

Education, Qualifications And Experience

• High School Diploma or equivalent
• Serving our customers by working onsite at the branch office is an essential function of this job (working from home is not permitted under any circumstances)
• Ability to meet current Licensing requirements of various States and Federal regulators
• Demonstrate the ability to analyze relevant information and apply individual judgment
• Advanced interpersonal relationship skills at a variety of levels and greatly differing social and business settings
• Ability to maintain confidential business and personal information
• Action and result focused
• Strong communication skills (verbal / written)
• Proficient with MS Office Suite products

Desirable

• Possess a valid driver's license and the ability to operate an automobile

About Us

1st Franklin Financial Corporation has been a family run company for over 80 years. Our goal is to provide financial solutions across our footprint. Today we have over 380 offices across the Southeast and continue to expand into new territory. We offer you the potential to earn an annual salary. To support your growth, we also offer training programs and other developmental opportunities for employees. Benefits include competitive pay, bonus potential, medical, dental, vision, 401(k), paid time off, paid holidays, and paid volunteer time.