Loan Processor/Closer

FinanceInfos; Bloomsburg (Columbia County); Hybrid; USD 42,000 - 65,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401(k) matching

Stock purchase program

Paid holidays

Generous paid time off

Job summary

Journey Bank is seeking a Loan Processor/Closer in Bloomsburg, PA to support processing and closing of mortgage and consumer loans. You will prepare documents, verify information, onboard loans, and coordinate with customers and internal teams to ensure accuracy and timeliness.

The role requires attention to detail, strong communication, and adherence to bank policies including BSA compliance. Office-based with potential remote work options may be available.

Qualifications

• High School Diploma or equivalent.
• Advanced training in business or finance preferred.
• Experience with loan documents or banking processes is a plus.

Responsibilities

• Assemble and review loan files and documents for accuracy.
• Contact loan customers and relevant parties to obtain required information.
• Collaborate with Originators/Underwriters to move loans through processing and closing.

Skills

Reading & Math skills

Interpersonal skills

Typing proficiency

Attention to detail

Customer service

Education

High School Diploma

Business/financial field training or degree

Job description

Job Highlights

• Title: Loan Processor/Closer
• Type: Full Time
• Experience: 2 Years
• Function: Loans
• Location: Bloomsburg, PA, United States
• Company: Journey Bank

Company Profile

Journey Bank offers personalized financial solutions, including checking, savings, and loan services. It supports individuals and businesses with digital banking, mortgages, and investment guidance.

Job Profile

The bank is searching for a Loan Processor/Closer who will support the loan processing/closing function; prepare loan documents, review documents for accuracy, onboard loans, answer and direct phone calls, and report pertinent information to the immediate supervisor.

Education Level

• High School Diploma or equivalent
• An advanced degree or specialized training in a business or financial field.

Work Experience

• Minimum 2 years of experience in a banking or related position, with a working knowledge of loans and documentation (preferred)

Duties/Responsibilities

• Assembles files and sends to PHFA; follows up on any missing documentation with PHFA.
• Contact loan customers, insurance companies to request information.
• Cooperates with, participates in, and promotes the adherence to all internal policies, procedures, and practices in support of risk management and overall safety, soundness, and compliance with all regulatory requirements. This includes annual Bank Secrecy Act (BSA) training and complying with all BSA rules and regulations as they pertain to the job position within the Bank.
• Order, process, and review appraisals.
• Places, directs, and assists with internal and external telephone calls.
• Process mortgage files to prepare to go to underwriting.
• Provides information and assists in the preparation of various loan reports, HMDA reporting, etc.
• Reviews and updates secondary market automated underwriting reports.
• Schedules closings with attorneys and settlement agencies.
• Types correspondence memos, forms, tables, and reports. Utilizes word processing, spreadsheets, and specialized departmental equipment/software to prepare documents as appropriate.
• Understands and is familiar with all loan products and the documents specific to the products.
• Verifies completion of all loans being closed, has proper approvals, and meets bank policy.
• Works closely with Originators and Underwriters in all aspects of the loan process and closings.
• Works closely with title agents and abstract companies to prepare closing documents.

Skills/Knowledge/Abilities

• Proficient reading and math skills are required, as well as excellent interpersonal and communication skills (both verbal and written).
• Candidates must have proficient typing skills with high attention to detail and accuracy, and a positive and professional manner.
• Preference for working knowledge of bank operating policies and procedures that impact consumer and mortgage loan document services.

Working Conditions

• Communicates frequently with clients and lenders
• Deals with tight deadlines and accuracy
• Handles high volumes of paperwork
• Spends long hours on a computer
• Works in an office or remote setting

Benefits/Perks

• The benefit package includes medical, dental, vision, 401(k) matching, stock purchase program, paid holidays, and generous paid time off.

Employer's Statement

Journey Bank is an Equal Opportunity Employer.