Loan Processor

US Realty & Mortgage Inc; California; In loco; USD 42.000 - 66.000; Part-time

Descrizione del lavoro

US Realty & Mortgage Inc in Whittier, CA, seeks a high-energy Loan Processor to bridge wholesale lenders and our inside team. You will analyze loan files from opening to final docs, ensuring timely processing and excellent customer service with strong writing and phone skills.

The role requires 3–5 years in loan processing, proficiency in Calyx and MS Office, and a solid understanding of lending rules and regulations.

Competenze

• 3–5 years of experience as a loan processor.
• Strong knowledge of Calyx software and MS Office.
• Understanding of lending procedures and regulations.
• Excellent communication and customer service skills.

Mansioni

• Perform initial review of the loan file.
• Collect and package the loan file for submission to the underwriter.
• Document borrower information and obtain income/assets documents as required.
• Input and edit applications and run credit to obtain pre-approval.
• Submit file to underwriter for pre-approval and notify the loan originator.
• Coordinate conditions and communicate status to borrower and team.
• Maintain professional communication in-office at Whittier, CA.

Conoscenze

Loan processing

Communication skills

Sales skills

Strumenti

Calyx software

MS Office

Descrizione del lavoro

Job Description

LOOKING FOR PART-TIME TO FULL TIME. NOT A REMOTE JOB! Willing to drive to Whittier, CA daily.

We are looking for a HIGH ENERGY, DETAILED and reliable Loan Processor to individual loans. You will undertake an intermediary role between wholesale lenders and our inside team. We are looking for qualified applicants to process loans in a timely manner with outstanding customer service, writing and phone skills. Loan processor duties and responsibilities will include analysis of the loan file from initial opening to drawing loan documents for final docs and everything in between.

Responsibilities

• Perform initial review of the loan file
• Collect and package the loan file for submission to the underwriter
• Document the file and reach out to all participants for updated documents (Credit/income/Assets/Insurance/etc.)
• Obtain loan applications daily
• Edit application, or input application through Point and download to Automated Underwriting System (Desktop Underwriter) and run credit to obtain pre-approval
• Document borrower information provided in application
• Submit file to underwriter for Pre-Approval
• Notify Loan Originator (Loan Advisor, A-List, or Loan Consultant) regarding prequalification, requirements, and decision (approval, counteroffer, denial)
• Obtain all conditions required from borrower (i.e. income documentation, assets/bank statements, purchase contract and escrow instructions if purchase transaction)
• Analyze all forms of income documentation
• Send preapproval letter to borrower upon request
• Maintain open communication with the borrower or Loan Originator

Skills

• Be able to work in an office
• Proven 3-5 year working experience in a loan processor role
• Good knowledge of Calyx software and MS Office
• Comprehension of direct/indirect lending procedures
• In-depth understanding of relevant rules and regulations
• Excellent communication and sales skills
• Balance between customer satisfaction orientation and a results driven approach

Job Type: Part Time to Full-time as business picks up

Company Description

We are a Real Estate Firm and Mortgage Company.