Loan Processor

The Greater BoerneChamber of Commerce; Boerne (TX); On-site; USD 42,000 - 60,000; Full time

Job summary

Sonora Bank is seeking a detail‑driven professional to manage the end‑to‑end documentation workflow for commercial loans, including real estate. You will prepare all loan documents, handle extensions and renewals, and book loans in the Jack Henry core system after execution.

The role requires reviewing loan presentations, classifying borrower entities, and coordinating with title companies and attorneys. Strong communication and accuracy are essential.

Qualifications

• High school education or equivalent is required.
• At least one year of work experience in the banking or credit union industry.
• Excellent interpersonal and communications skills are required.
• Must demonstrate a high level of attention to detail, inductive reasoning and high accuracy using computer systems to enter large volume of complex information.
• Able to work effectively at high volume in a time sensitive environment.
• Experience with commercial and commercial real estate documentation is preferred.
• Experience with automated document preparation software is preferred.

Responsibilities

• Handle the documentation workflow for commercial loans (including real estate) from initial disclosure through closing.
• Prepare other commercial loan documents, extensions, and renewal/modifications agreements.
• Book loans into the core system (Jack Henry) after documents are executed.
• Review loan presentations for proper approval and completion with supporting docs.
• Determine borrower and guarantor legal classifications and review entity documents.
• Ensure pre-funding requirements and waivers are obtained and compliant.
• Generate disclosures as required by law.
• Coordinate documentation prep, data gathering, and customer contact workflow through closing.

Skills

Excel

Word

Jack Henry core system

Communication skills

Detail oriented

Team player

Education

High school diploma or equivalent

Tools

Jack Henry software

Job description

Location: Boerne
Reports to: VP, Loan Administration and Credit

Summary

Handling the entire documentation workflow on commercial loans (including real estate) from initial disclosure through closing and correspondence with all parties involved. Additionally, responsible for the preparation of other commercial loan documents, payment extensions, and loan renewal/modifications agreement. Will also be responsible for the booking of loans into the core system (Jack Henry) after the loan documents have been executed.

Essential Duties and Responsibilities

• Review loan presentation for proper approval and completion, including supporting documentation.
• Determine borrower and guarantor legal classification and review appropriate entity documents.
• Ensure all pre-funding requirements and exception waivers are obtained, ensuring compliance with any pre-funding requirements.
• Ensure compliance with policies and procedures related to loan documents as detailed in the Loan Policy.
• Generate appropriate disclosures as required by law.
• Coordination of all required documentation preparation, data gathering and customer contact workflow through closing, including title company and attorney correspondence. There is no direct borrower contact.
• Provide a high level of lender branch service, timely review and competitive turnaround times for all loan closings.
• Perform other duties as requested by management.

Education and Experience

• High school education or equivalent is required.
• At least one year of work experience in the banking or credit union industry.
• Excellent interpersonal and communications skills are required.
• Must demonstrate a high level of attention to detail, inductive reasoning and high accuracy using computer systems to enter large volume of complex information is required.
• Able to function effectively at a high volume, in a time sensitive environment is required.Must be self-educating and able to work with little direct supervision is required.Extensive complex Commercial and Commercial RE documentation and closeout workflow experience, including interim construction and land development is preferred.Previous commercial loan experience is also preferred.Experience in using automated document preparation software is preferred.Provide loan research for lenders when called upon.Balances various accounts.Keying daily work received from the branchesA working knowledge of loan documents and disclosures insuring prior to loan closing that loan documentation is accurately prepared. Additionally, order title work and appraisals.

  Skills

  • Proficiency in Excel and Word.
  • Knowledge of operating system Jack Henry is a plus.
  • Ability to communicate clearly in both written and oral forms.
  • Must be highly motivated, responsible and able to work under pressure.
  • Attention to detail and accuracy is essential.
  • Must possess good interpersonal skills and be able to communicate effectively.
  • Must be able to work within a team environment.
  • Above average computer skill dealing with Microsoft suite of products.
  • Regular and punctual attendance is required.

  Work Environment

  Position requires extended periods of sitting and computer use. Such duties as listed in this description are not meant to be all-inclusive and the employer reserves the right to add, alter or delete duties as fit, with or without notice.

  NOTE: This job description is not intended to be all-inclusive. An employee will also perform other reasonably‑related job responsibilities as assigned by management as required. Sonora Bank reserves the right to revise or change job duties as the need arises. This job description does not constitute a written or implied contract of employme

  Additional Postings available from Sonora Bank