Commercial Loan Closing Specialist

HomeTrust Bank; Suwanee (GA); On-site; USD 45,000 - 60,000; Full time

Job summary

HomeTrust Bank is seeking a Commercial Loan Closing Specialist based in Suwanee, Georgia. This role involves preparing loan documents, supporting compliance with federal and state regulations, and coordinating with various stakeholders to facilitate closings. The ideal candidate should have at least 3 years of experience in commercial loan document preparation and review.

Applicants should demonstrate strong communication skills, attention to detail, and proficiency with Microsoft Office products. HomeTrust Bank is committed to diversity and inclusion within its workplace.

Qualifications

• 3+ years of experience in commercial loan document preparation and review.
• Proficient in administrative and organizational skills.
• Ability to prioritize duties and meet deadlines.

Responsibilities

• Prepare loan documentation packages for new commercial loans.
• Review credit approval packages and due diligence requirements.
• Ensure compliance with federal regulations.

Skills

Preparing and reviewing commercial loan documents

Knowledge of legal concepts in real estate transactions

Communication skills

Administrative skills

Proficient in Microsoft Office

Education

High school diploma or equivalent

College degree in business or related field

Tools

LaserPro

Job description

Job Summary

The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This position supports critical policy and procedures as well as federal and state regulations to ensure an efficient documentation practice, loan document review system, and other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial lending.

Key Responsibilities / Essential Functions

• Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions.
• Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details.
• Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan.
• Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy.
• Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations.
• Reviews preliminary closing documents including hazard, liability, builder’s risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence.
• Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking.
• Maintains confidentiality and security of sensitive information.

Job Requirements

• High school diploma or equivalent.

Required

• 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings required.
• Knowledge of basic legal concepts including real estate transactions.
• Knowledge of commercial loan products and services.
• Well‑developed written and verbal business communication.
• Proficient administrative and organizational skills.
• Self‑motivated with attention to detail.
• Ability to prioritize duties and work independently.
• Ability to meet designated deadlines while remaining flexible to changing assignments.
• Proficient in Microsoft Office products.

Preferred

• College degree in business or related field.
• Experience with LaserPro.

Work Environment, Physical Requirements

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
• Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
• The employee will frequently communicate and must be able to exchange accurate information with others.
• The employee may need to move around their office to attend meetings and to access files, machinery or other job‑related tools.

DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with affirmative action and equal employment opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.