Loan Portfolio Manager - Team Lead

PlainsCapital Bank; Fort Worth (TX); On-site; USD 90,000 - 130,000; Full time

Job summary

PlainsCapital Bank seeks a Portfolio Manager Team Lead to oversee the commercial portfolio management function. You will lead a team of Portfolio Managers, mentor staff, and act as a liaison between commercial credit and lending teams.

You will ensure adherence to regulatory, policy, and service standards while managing a book of complex relationships. Responsibilities include guiding underwriting reviews, risk evaluation, and ensuring accurate documentation.

Qualifications

• Bachelor’s degree in Business, Finance or Accounting.
• 7+ years in commercial loan portfolio management or similar.
• Experience mentoring junior staff and leading teams.
• Ability to travel within designated market to develop relationships.
• Strong communication and analytical skills; able to interface with senior management.

Responsibilities

• Lead a portfolio management team, providing guidance and mentorship.
• Coordinate career development and provide timely feedback.
• Serve as liaison with commercial banking teams to prioritize new business activities.
• Review credit presentations for accuracy and risk identification.
• Provide quality control in underwriting before approval by Credit Officers.
• Manage a portfolio of complex relationships and ensure accurate risk rating.
• Consult with Loan Officers on cross-sell opportunities and participate in training.
• Perform other duties as required.

Skills

Portfolio management

Team leadership

Mentorship

Credit analysis

Regulatory knowledge

Communication

Cross-functional collaboration

Travel ability

Education

Bachelor’s degree in Business/Finance/Accounting

Tools

Microsoft Office

Banking systems

Job description

Reporting directly to the Director of Portfolio Management, the Portfolio Manager Team Lead at PlainsCapital Bank manages the operational workflow of the commercial portfolio management function, ensuring efficient administration of credit requests, renewals, and portfolio servicing activities. This position leads a team of Portfolio Managers, provides training and mentorship, and acts as a key liaison between commercial credit and lending teams. The Team Lead also maintains responsibility for a book of complex commercial banking relationships and ensures all portfolio activities meet regulatory, policy, and service standards.

Responsibilities

• Lead a portfolio management team, providing guidance, support, and mentorship to team members.
• Contribute to the career development of Portfolio Managers and Credit Analysts through 1:1 interactions, active career planning and mentorship, and delivery of timely and accurate feedback.
• Serve as the liaison with assigned commercial banking teams assuring new business activities are prioritized while portfolio management responsibilities (renewals, annual reviews, covenant testing, reporting exceptions, documentation exceptions, etc.) are managed in accordance with Bank policies.
• Review credit approval presentations of the Portfolio Managers, focusing on the accuracy of the data and analysis, ensuring all risks are identified and mitigated, and ensuring a structure is in place to appropriately govern the credit based on the risk profile.
• Provide a layer of quality control in the underwriting process by reviewing work and providing feedback to Portfolio Managers to ensure underwriting documents are comprehensive and accurate prior to review by Credit Officers and Loan Committee.
• Directly manage a portfolio of the most complex relationships in the assigned region(s). Direct portfolio management responsibilities include gathering, analyzing and testing all business and personal financial data collected for the purpose of monitoring the loan relationship while performing portfolio management tasks including the underwriting of annual reviews and renewals, completing covenant testing verifications, managing reporting and documentation exceptions, and ensuring the loan portfolio is accurately risk rated.
• Maintain working knowledge of Bank products, services, departments; consults with Loan Officers on cross-sell opportunities.
• Actively participate in and complete all assigned training and development sessions/initiatives.
• Other duties as required.

Qualifications

• Bachelor’s degree in Business related field required. Strong preference for Finance or Accounting major or concentration.
• Minimum 7 years experience in commercial loan portfolio management or similar role with direct relationship management experience preferred.
• Completion of formal commercial credit training or similar program.
• Ability to coach and mentor junior staff.
• Prior experience managing a team preferred but not required.
• Demonstrated comprehension of the application of financial theory to borrower credit worthiness with solid understanding of C&I and CRE loan structures.
• Ability to travel within designated market to help develop and maintain customer and prospect relationships.
• Ability to work after Bank operating hours and/or on the weekend.
• Excellent verbal, written and interpersonal communication skills.
• Ability to interface effectively and professionally with senior/executive level management.
• Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
• Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong initiative, accountability, and attention to detail.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

About Us

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about .