Loan Originator

First National Bank Texas; Salado (TX); On-site; USD 45,000 - 75,000; Full time

Job summary

First National Bank Texas is seeking a Mortgage Loan Originator to originate high quality loans and develop relationships with local real estate agents and builders. The role includes managing the territory for FNBT and First Convenience banks, and training staff on mortgage loan basics.

The position involves developing contacts with the bank's partner store management team, taking loan applications (including credit pulls), and delivering presentations to first-time homebuyer seminars and

Responsibilities

• Originate high quality loans meeting guidelines.
• Develop business relationships with local Real Estate agents and builders.
• Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics.
• Develop contacts with Banks partner store management team.
• Take customer loan applications, including pulling credit.
• Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
• Communicate with borrowers and real estate agents throughout the loan process.
• Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR.
• Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
• This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
• Travel as needed to meet business needs
• Regular and predictable attendance and punctuality
• Other duties as assigned
• Position level will be dependent upon internal and external experience
• Physical Requirements: Must be able to remain in a sitting and/or standing position for extended periods of time
• Requires ability to operate a computer and other office machinery
• Ability to lift up to 25 pounds
• FNBT is an equal opportunity employer.

Job description

• Originate high quality loans which meet FCMC guidelines
• Develop business relationships with local Real Estate agents and builders
• Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics
• Develop contacts with Banks partner store management team
• Take customer loan applications, including pulling credit
• Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
• Communicate with borrowers and real estate agents throughout the loan process
• Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
• Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
• This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
• Travel as needed to meet business needs
• Regular and predictable attendance and punctuality
• Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements:

• Must be able to remain in a sitting and/or standing position for extended periods of time
• Requires ability to operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.

FNBT is an equal opportunity employer.