Loan Originator

CIS Financial Services Inc; Hamilton (AL); Remote; USD 32,000 - 52,000; Full time

Benefits offered by this job

Hourly + commission

Marketing support

Training and development

Collaborative team culture

Career growth

Benefits package for full-time

Job summary

CIS Home Loans is seeking a licensed Loan Originator to guide borrowers from initial consultation to closing. You’ll build lasting relationships with clients, realtors, and referral partners in your community.

We offer remote work within IL/AL states or in Hamilton, AL, or Wheeling, IL location. Strong NMLS license, knowledge of loan products, and excellent communication are required to succeed in this role.

Qualifications

• Active NMLS registration/license required.
• Prior experience as a Loan Officer or in mortgage lending preferred.
• Strong knowledge of conventional, FHA, VA, and/or USDA loan products a plus.
• Excellent communication, customer service, and relationship-building skills.
• Self-motivated with strong organizational and time-management abilities.
• Proficiency with loan origination software (LOS) and CRM tools.
• High school diploma required; bachelor’s degree in business, finance, or related field preferred.

Responsibilities

• Meet with prospective borrowers to assess financial needs and recommend appropriate loan products.
• Guide clients through the mortgage application process, ensuring a smooth and transparent experience.
• Analyze financial and credit information to determine loan eligibility.
• Collect, verify, and process required documentation in compliance with standards.
• Build and maintain relationships with real estate agents, builders, and referral sources.
• Stay current on loan products, interest rates, and underwriting guidelines.
• Maintain compliance with all federal, state, and company lending regulations (including NMLS licensing).
• Meet or exceed monthly and quarterly origination goals.

Skills

NMLS license

Mortgage lending knowledge

Communication skills

Relationship-building

Organizational skills

LOS proficiency

CRM proficiency

Education

High school diploma

Bachelor’s degree preferred

Tools

LOS

CRM tools

Job description

Description

CIS Home Loans

Location:

Wheeling, IL or Hamilton, AL (please specify preferred location when applying) or remote in these states.

Job Type:

Full-Time or Part Time

About CIS Home Loans

CIS Home Loans is dedicated to helping families achieve the dream of homeownership through personalized service, competitive loan products, and a streamlined mortgage process. We're growing our team and looking for a motivated, licensed Loan Officer to join us in either our Wheeling, IL or Hamilton, AL location, or remote if outside these cities but within the state.

Position Overview

As a Loan Originator at CIS Home Loans, you'll guide borrowers through every step of the mortgage process from initial consultation to closing, while building lasting relationships with clients, realtors, and referral partners in your community.

Key Responsibilities

• Meet with prospective borrowers to assess financial needs and recommend appropriate loan products
• Guide clients through the mortgage application process, ensuring a smooth and transparent experience
• Analyze financial and credit information to determine loan eligibility
• Collect, verify, and process required documentation in compliance with company and regulatory standards
• Build and maintain relationships with real estate agents, builders, and other referral sources
• Stay current on loan products, interest rates, and underwriting guidelines
• Maintain compliance with all federal, state, and company lending regulations (including NMLS licensing requirements)
• Meet or exceed monthly and quarterly origination goals

Requirements

Qualifications

• Active NMLS registration/license required
• Prior experience as a Loan Officer or in mortgage lending preferred
• Strong knowledge of conventional, FHA, VA, and/or USDA loan products a plus
• Excellent communication, customer service, and relationship-building skills
• Self-motivated with strong organizational and time-management abilities
• Proficiency with loan origination software (LOS) and CRM tools
• High school diploma required; bachelor's degree in business, finance, or related field preferred

What We Offer

• Hourly pay rate of $15.60/hr plus commission
• Marketing and lead-generation support
• Ongoing training and professional development
• Collaborative, supportive team culture
• Opportunities for career growth within an expanding company
• Full-time employees are offered benefit package, medical, dental, vision, life/ad&d, and voluntary benefits to include STD, LTD, Life insurance.