Loan Officer- Monticello (Full Time)

CorTrust Bank; Monticello (MN); On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

401k

ESOP

Insurance

Paid time off

Service awards

Community service opportunities

Job summary

CorTrust Bank in Monticello, MN is seeking a Loan Officer to support branch and market leadership by attracting new business and expanding banking relationships through trusted communication and community advocacy. The role emphasizes thorough lending process oversight, financial analysis, and adherence to regulatory guidelines.

The successful candidate will manage customer files, collaborate with bank partners, and champion change with strategic judgement while maintaining integrity and service

Qualifications

• Prospect, cultivate, and grow business relationships which result in quality loan activity.
• Use extensive industry knowledge to oversee all steps of the lending process.
• Analyze in-depth financial data to support credit decisioning and present data to the Loan Committee and shareholders.
• Maintain compliance with all regulatory and insurance guidelines and licensures.
• Assemble, manage, and retain customer files and documentation accurately and according to Bank policies.
• Champion change by maintaining strategic agility, exercising sound judgement, and persevering in the face of adversity.

Responsibilities

• Prospect, cultivate, and grow business relationships which result in quality loan activity.
• Use extensive industry knowledge to oversee all steps of the lending process.
• Analyze in-depth financial data to support credit decisioning and present data to the Loan Committee and shareholders.
• Maintain compliance with all regulatory and insurance guidelines and licensures.
• Assemble, manage, and retain customer files and documentation accurately and according to Bank policies.
• Champion change by maintaining strategic agility, exercising sound judgement, and persevering in the face of adversity.
• Advocate for the community and foster professional relationships through civic engagement and participation in community functions.
• Partner with other areas of the Bank to make and accept referrals to business partners to ensure all customer financial needs are met.

Skills

Lending knowledge

Credit analysis

Regulatory compliance

Relationship building

Financial data analysis

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Monticello, MN, US

3 days ago Requisition ID: 1451

CORTRUST BANK

The mission of this bank is to profitably deliver high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter.

CorTrust Bank is seeking a Loan Officer in our Monticello community!

It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth.

• We're proud to offer a competitive compensation package that includes perks like a 401k, Employee Stock Ownership Plan, insurance, paid time off, service awards, and community service opportunities.

Summary:

The Loan Officer supports the strategic direction of the Branch and Market by attracting new business and expanding current Banking relationships through trusted communication, community advocacy, and promotion of Bank products and services.

Key Responsibilities:

• Prospect, cultivate, and grow business relationships which result in quality loan activity.
• Use extensive industry knowledge to oversee all steps of the lending process.
• Analyze in-depth financial data to support credit decisioning and present data to the Loan Committee and shareholders.
• Maintain compliance with all regulatory and insurance guidelines and licensures.
• Assemble, manage, and retain customer files and documentation accurately and according to Bank policies.
• Champion change by maintaining strategic agility, exercising sound judgement, and persevering in the face of adversity.

Relationships & community advocacy:

• Advocate for the community and foster professional relationships through civic engagement and participation in community functions.
• Partner with other areas of the Bank to make and accept referrals to business partners to ensure all customer financial needs are met.

The ideal candidate for a Loan Officer possesses a combination of education and experience to be able to perform the primary duties of this position with little supervision, managing multiple projects simultaneously. They adapt easily to system, process, product, and service changes, and are able to reason, problem solve, and think critically. They must demonstrate a high level of integrity, personal diplomacy, and respect. Extensive understanding of Federal banking regulations, economic impacts, and industry workflow is a must, as well as the ability to understand and abide by all Bank policies and procedures.

CorTrust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.